Por Juan Pablo Zorrilla | Cofundador y CEO de Resuelve.mx.
Las nuevas disposiciones para evitar el robo de identidad a través de los datos biométricos, son una medida que impactará de manera positiva a los clientes de la banca. Como empresa Fintech reconocemos el valor que tiene la innovación y la tecnología para mejorar la vida de las personas. Los cambios publicados por la Comisión Nacional Bancaria y de Valores (CNBV) reflejan la preocupación por fortalecer la seguridad de los datos de los usuarios, pues según información de la Comisión Nacional para la Protección y Defensa de los Usuarios de Servicios Financieros (Condusef), en el primer trimestre de 2017 los robos cibernéticos de identidad aumentaron 314% respecto al mismo periodo del año anterior.
Una de las grandes ventajas que ofrece registrar la huella dactilar o el reconocimiento facial es no depender de un objeto externo para corroborar la identidad de la persona, situación que resultaría muy útil para quienes llegan a perder sus posesiones, como algunos casos ocurridos durante el reciente terremoto.
Creemos que estos pasos son un parteaguas que definirán el inicio de una nueva era digital. Es muy probable que en poco tiempo veamos a otros sectores, como las aseguradoras, incorporar estas herramientas en sus procesos. Uno de los retos será convencer a la población más escéptica de los beneficios de esta resolución. Además, hasta que no sea el único medio de identificación personal, ya que aún contamos con la credencial de elector, habrá gente que no vea ningún incentivo para hacerlo.
Las entidades financieras han hecho un gran trabajo en la adopción de la tecnología aplicada a la seguridad, por lo que incluir esta disposición se advierte como una consecuencia predecible. Además, el usuario disfrutará de otros servicios como la apertura remota de cuentas de ahorro y contratación de algunos créditos a través de autenticación por reconocimiento facial y verificación de los elementos de seguridad de la credencial para votar.
Respecto a la inquietud que manifestó la Asociación de Bancos de México (ABM), sobre la necesidad de una cédula de identidad única, aclaro que las medidas no son excluyentes, pues un padrón único, con identificación personal biométrica sería el mecanismo más seguro y eficiente. Este proyecto es importante y necesario en nuestro país, ya que somos el miembro del G20 más rezagado en esta materia. Sin duda la seguridad de los usuarios de servicios financieros es prioridad para todos los que conformamos este sector.
La aplicación de los datos biométricos complementa una serie de esfuerzos orientados a mejorar la calidad de nuestros productos. Por un lado, la Ley Fintech hará lo suyo ayudando a prevenir el lavado de dinero y fraudes, mientras que las medidas antes mencionadas protegerán de una manera más eficaz a los cuentahabientes y su dinero.
La CRE y la Coordinación General de Puertos y Marina Mercante designarán grupos de trabajo como responsables de la planeación, determinación, desarrollo y seguimiento de las acciones y compromisos que deriven del convenio.
Los usuarios del software de Bentley pueden presentar sus proyectos en el programa de los Premios Year in Infrastructure, independientemente de la fase en la que se encuentre el proyecto.
Nómada por naturaleza, el ser humano ha encontrado en los viajes una manera de saciar su curiosidad por conocer el mundo, lo que ha generado una próspera industria.
This was because the yard was cleared of snow every day.Luo Chen instantly understood what was going on, and immediately swung his knife to kill Jing Jiu.
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The killing moves of two people. Lin Xiangtian stared in surprise, Is this
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I heard that the first place will be rewarded with three Foundation Establishment Pills, the second place will receive two pills, and the next three to fifty will each receive one pill.The sloppy female cultivator was carrying a wine pot, sitting cross legged on the back of the white feathered phoenix, flying from Tianxian Peak.
What s more, the mineral veins have been exhausted in the past two years.Please come out and have a look, Master, help me Not far away, the handymen repairing the house murmured in a low voice.
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They all had solemn expressions, and their faces were as dark as if they were about to drip with ink.Director Song, with my current strength, I won t encounter any danger.
After thinking about it, Yacai couldn t figure out the reason.This
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What if this is If it were anyone else, the poor man would probably wonder if Su Ye was tricking him.Even if you have to replace them, you must find ones of the same grade, or a higher grade.
Su Ye said Then tell me what this magic weapon has What s the use These words immediately confused the pervert.Then he walked out with his waist bent and went down the stone steps little by little.
Su Ye thought as he walked towards the tree hole and took out the box from the hole.Su Ye needs to practice for a while. After figuring out the direction of his cultivation, Su Ye stuffed the books back into the bookshelf, then his figure gradually disappeared and switched to a trumpet
The world of Hell of the Undead, Ice Knife Mountain Click, click, ah click When Su Ye returned to Ice Blade Mountain, the biting cold feeling hit him, and Su Ye sneezed instantly.
They looked like they were caused by many weapons, but something always felt strange, especially the wounds on the shoulder blades.Yes, almost as big as two and a half yards of my own house.
Okay. The drowned ghost said, What exactly does Lord Bone want I want everything.Qi Yi Dan is a kind of elixir taken during the body refining period.
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