La aparición de los sistemas tributarios y contables basados en la nube ha demostrado ser cambiante. Incluso la propia nube, sin embargo, podría palidecer en comparación con la tecnología blockchain, que es potencialmente una de las tecnologías más disruptivas en el mundo de los negocios.
Según el Foro Económico Mundial, se prevé que 80% de los bancos iniciarán proyectos de blockchain este año y que en los últimos tres años ya se han invertido 1.400 millones de dólares en la tecnología. En este estudio, especialistas de Thomson Reuters explican cuál será el impacto de esta tecnología en la gestión tributaria y contable.
¿Qué es blockchain?
Una cadena de bloques, del inglés blockchain, es una base de datos distribuida, formada por cadenas de bloques diseñadas para evitar su modificación una vez que un dato ha sido publicado usando un sellado de tiempo confiable y enlazando a un bloque anterior. Es decir, es una base de datos descentralizada que permite que la información sea vista, pero no copiada o alterada. Originalmente diseñada para facilitar las transacciones utilizando el Bitcoin, la base de datos blockchain existe a través de una red de computadoras. Esto la hace increíblemente segura, ya que un hacker no puede acceder a todas las instancias de la cadena bloqueada.
Por esta razón es especialmente adecuada para almacenar de forma creciente datos ordenados en el tiempo y sin posibilidad de modificación ni revisión.
La tecnología blockchain almacena registros en grupos llamados bloques. Cada bloque está sellado en el tiempo y enlazado al bloque anterior. Es incorruptible e inalterable, por lo que es ideal para registrar transacciones sin requerir una autoridad central.
¿Qué hace que los libros contables en blockchain sean tan disruptivos?
La información contenida en un libro contable distribuido se actualiza en tiempo real y es permanente, por lo que nadie puede eliminar la información. Toda la información es públicamente visible, por lo que el blockchain es completamente transparente.
Es importante destacar que debido a que blockchain permite a los participantes verificar y auditar las transacciones sin la necesidad de un tercero, ofrece un nivel de certeza y confianza no visto anteriormente en las transacciones basadas en Internet. Por ejemplo, prácticamente automatiza partes del proceso de auditoría.
¿Qué industrias se verán afectadas?
Es probable que la industria tributaria y contable experimente la mayor interrupción como resultado de la tecnología blockchain, ya que cambia fundamentalmente la forma en que se realizan y registran las transacciones. Pero blockchain, ya que elimina la necesidad de un tercero o intermediario, tiene interesantes aplicaciones potenciales fuera de las transacciones financieras.
Algunas de las industrias que probablemente se verán transformadas por blockchain incluyen:
Cuidado de la salud: Los proveedores serán capaces de compartir los registros médicos de forma segura utilizando un bloqueo privado o con restricción de permiso, confiando en la seguridad inherente en blockchain para asegurar que ninguna información ha sido alterada.
Política: El seguimiento y el recuento de votos usando blockchain eliminará el fraude electoral y las cuestiones de legitimidad, ya que los registros están abiertos y la gente puede verificar el conteo ellos mismos. La huella de auditoría dará a los funcionarios la seguridad de que no se cambió ningún voto ni se le agregó ningún voto ilegítimo.
Recursos Humanos: Los empleadores pueden revisar los expedientes académicos almacenados en la cadena de bloqueo para confirmar que las personas han obtenido la acreditación que están reclamando.
Entretenimiento: La tecnología blockchain podría utilizarse para hacer que la distribución de música sea más justa y para resolver problemas de licencias. Los usuarios podían escuchar música y usar la cadena de bloques para pagar a los artistas directamente. Esto podría eventualmente conducir a la desaparición de las compañías discográficas tal como las conocemos.
Bienes raíces: Comprar y vender propiedades podría ser mucho más rápido y más racionalizado mediante el uso de la tecnología blockchain en lugar de documentación manual, extensa. Las aplicaciones de blockchain en bienes raíces pueden gestionar todo el proceso de punta a punta.
Entonces, ¿cómo el blockchain transformará la industria de la contabilidad?
La tecnología blockchain aplicada a la gestión tributaria y contable hará que ciertas prácticas contables e incluso algunos servicios profesionales sean obsoletos.
Por ejemplo, una vez que las transacciones se introducen en la cadena de bloques, no pueden ser alteradas. Las correcciones pueden hacerse después del hecho, pero son transparentes para todas las partes, por lo que los datos no pueden ser falsificados ni manipulados. Esto hace que la auditoría sea más fácil y más confiable, y reduce la posibilidad de error. En consecuencia, algunas de las tareas manuales involucradas en la auditoría pueden desaparecer, aunque es improbable que los auditores sean reemplazados por completo.
Además, se verifica la transacción en la cadena de bloques, por lo que elimina la necesidad de que ambas partes ingresen la transacción en sus propios libros. Alternativamente, puede conducir a un sistema de triple entrada en el que las transacciones se introducen tanto en los libros de contabilidad de ambas partes como en la cadena de bloques.
La seguridad también puede ser más fácil de manejar utilizando la tecnología blockchain, ya que hace que las finanzas sean casi impermeables a los hackeos. Esto se debe a la seguridad excepcionalmente fuerte proporcionada por el cifrado blockchain y el hecho de que no se puede simplemente hackear la cadena de bloqueos y realizar cambios no detectados y no autorizados.
¿Cómo los contadores pueden prepararse para la tecnología blockchain?
Según Ricardo Castro, especialista en Soluciones Tecnológicas Fiscales de Thomson Reuters, “no se trata de saber si la tecnología blockchain se generalizará; es una cuestión de cuándo. Es esencial para la industria de impuestos y contabilidad familiarizarse con la cadena de bloqueos y cómo funciona”.
“Los contadores pueden agregar más valor al proporcionar asesoramiento estratégico que al realizar funciones básicas de contabilidad; y la aparición de la tecnología de blockchain ayudará las empresas a acelerar este proceso de evolución. Todavía hay muchas preguntas sin respuestas sobre blockchain y cómo se adoptará, por lo que es fundamental que los contadores y auditores participen en esa conversación e impulsen activamente el futuro de la industria en esta dirección”, concluyó Castro.
Aunque todavía hay una probabilidad baja de guerras comerciales, vale la pena observar de cerca las decisiones en cuanto a la política, y las respuestas internacionales que generen, para estar atentos a las señales de escalada.
Soluciones en la nube permiten a las empresas ofrecer una experiencia omnicanal, así como la capacidad de mejorar la configuración del proceso de compra-venta.
Al utilizar la IA de manera estratégica, las empresas pueden no solo mejorar su eficiencia operativa, sino también fortalecer su capacidad para adaptarse y prosperar en tiempos de incertidumbre.
Qingyang turned around and said, I m afraid you won t be able to dig up anything good in this place, right The old man said, Young people should Dutch CBD Oil Review: A Comprehensive Analysis of Quality and Efficacy (CBjdm)
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By this time, many of them have reached their limit, but people follow People have different potentials, and their ability to bear is different.Looking back now, it was precisely because of these twists and turns and because of his hard won that today s wedding seemed particularly important.
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Thinking that this person can really come out, and do it in one set, it is as if this snow cream is made by him.The gray spirit has been temporarily scared off by me, and it is no longer possible to seize your body anymore, but you still have to be careful.
Ever since Na Sangyuan left with his people, they rarely encountered other monks.I met Ziyun on the way, so we came together. Ziyun was about to retort, Pure Kana CBD Gummies Review: Benefits, Effects, and User Experiences
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When they separated after the Yinwind Fire Cave, several teams acted separately, and they agreed to meet outside after the Yinwind Fire Cave operation, and finally return to Jiuxian City together.You only need to catch this boy. From now on, your Everyone steps aside, let s hand over the elixir with one hand and the other.
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confusion is even greater.Having just finished using someone else s alchemy furnace and accepting a gift from someone else, Qingyang was too embarrassed to just throw away his hand and leave, so he sat in the middle hall for another two hours and answered many of the old man s questions about alchemy.
Another late stage Jindan monk, Master Qi Zhenren, stays in Wuliang Mountain.It was only because Lord Shifu used secret techniques to stimulate Bai He s potential that he could barely insist on flying here.
The four people stood face to face, no one made a move, they seemed to be brewing emotions, and they seemed to be looking for flaws in others.It is estimated that only those big families with deep roots in super sects can barely have this ability.
Thinking of this, Qingyang stood up from the ground, cleaned up briefly, and then stepped away.
Instead, he leisurely enjoyed the dinner carefully prepared by the pretty maid Ning Xiang.Then he looked at Long Hai and said, Father, go ahead and be careful along the way
I still have some things to do in the Magic City. Long Hai glanced at Liu Wenge, then nodded to Lu Yu, and hurried to the airport.
I saw a familiar figure sitting there. Under the shadow of the light, it becomes more mysterious and beautiful.As for the others, most of them are freshmen like you and me.
Because he was exaggerating and blaming all the problems on Lu Yu and Liu Zitong, Kaiji Ji did not blame the Liu family.Although Tian Zhiqi is not as good as Su Jiahui, she is still a school beauty.
Deng Botao s chubby face suddenly turned red. Spending 500,000 yuan is something that even if Deng Botao s family is in decent condition, he can t afford it.She clenched her white and tender fists as if she wanted to hit someone.
Qi Shaohe looked at the conditions proposed by Xuan Nan and was shocked.After that. Wu Dong walked step by step towards Du Tianqian s direction.
What s wrong, why is Mr. Lu so cold But as soon as I glanced at the scene with my beautiful eyes, I suddenly understood something.only. Li Shu couldn t care so much anymore, and there was a hint of determination in his eyes.
Lu Yu waved his hand and said calmly, It s okay After the words fell, Lu Yu s eyes revealed some memories.It s just a bet. A bet Ouyang Qi looked confused, then thought of something, and his expression turned ugly for a moment.
Your dormitory is in front of you, so I won t see you off.His legs were swaying, and he was almost unable to stand.
The Four Great Martial Lords of the Southern Kingdom also showed a ferocious smile and said It turns out to be Long Hai s son.A copy of the Wolf Fang Body Refining Technique and the elixir recipe were nothing to him.
As the leader of the entire team, he must be responsible.Hun Su had experienced this kind of scene countless times.
After finishing the drink, the sloppy Taoist smacked his lips, and then replied Good wine, good wine, I haven t had such a good spiritual wine in many years.The One horned Ghost King Getting Started: How to Create a Keto Diet Plan That Works for You
seemed to be particularly familiar with the situation here.
Of course, if nothing happens, I don t need to bother you.The whirlpool surrounded them. Everyone present was shocked, but seeing Master Guihe s calm look, everyone understood that this should be a normal phenomenon, so they all stood there calmly.
Less than half an hour later, the Nasang family guards were exhausted.The person who entered first would be in a certain degree.
It s all because of these ten long eyebrows. There are so many wonders in the world.This is incredible. Who should be the weak one A fourth level golden elixir monk, with his own strength, actually blocked the attacks of three golden elixir monks, including a ninth level golden elixir monk.
It s just that Qingyang has just saved their lives.It turns out that this guy has been hiding his strength, waiting for a big explosion at the critical moment.
It is not that dual cultivation can create immortal cultivators, but it has a certain auxiliary effect on improving strength.Despite the mistake, the refining of the Tongqiao Pill went smoothly.
Now that he is in the Nether Realm, how can the ghost cultivator keep hiding in his body This In the past five or six years, have you ever seen that ghost cultivator show up I guess they have parted ways long ago.Just hearing a soft bang, the illusion was completely shattered.
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to the fatal blow of a seventh level golden elixir monk.
Unlucky, why did this guy catch up with me He was just one step away.
The changes I have now are just the sequelae of taking the Wedding Dress Pill.Old friends meet, why don t you come over and reminisce about old times Qingyang walked over with a wry smile and said The same is true for me when I m Strategies for Achieving Targeted Fat Loss and Sustainable Weight Management
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It will no longer be as difficult as before, even to control the middle stage golden elixir monks.When his body was almost recovered, he sat down again and continued.
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movement on Qingyang s side, they will turn around and flee.
This time the pill formation failed, and there was only one golden pill left.This is the only way. Seeing Qingyang being forced back by him, Master Guiyun thought he was sure of victory and couldn t help but sneered, Boy, it s useless to struggle to the death.
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suddenly encountering a golden mountain, and like a pervert seeing a peerless beauty without clothes.Chance. If it weren t for Yu Mengmiao s incident, Qingyang really wanted to stay here forever.
And each of these monks represents a top force. They have profound cultivation and huge power.This time, it only took a year for Qingyang to raise his cultivation to the peak of the third level of the Golden Core.
You really can t hesitate. The elixir melted quickly after entering the mouth, a heat gradually spread throughout the body, and a primitive desire rose in the heart.It would be better if he could kill the opponent, so as to relieve his anger, so the guard s attack was a killing move.
which is just a little more troublesome than usual.He could not get into a fight. He couldn t get into a fight.
La aparición de los sistemas tributarios y contables basados en la nube ha demostrado ser cambiante. Incluso la propia nube, sin embargo, podría palidecer en comparación con la tecnología blockchain, que es potencialmente una de las tecnologías más disruptivas en el mundo de los negocios.