La empresa inserta en el sector minorista y del crédito al consumo y ahorro, anunció sus resultados del segundo trimestre de 2017, reportando avances en las negociaciones de venta de 17 inmuebles siguiendo su plan de monetización de activos, una disminución de Ps.1,078 millones en su deuda bancaria y bursátil, el cierre selectivo de 9 unidades de negocio y la destacada subscripción de un préstamo por Ps.2,634 millones con Bancomext.
«Durante el segundo trimestre de 2017 continuamos avanzando en el fortalecimiento de nuestra estructura financiera, lo que nos permitirá mayor flexibilidad y liquidez en los siguientes trimestres, en los que anticipamos un dinamismo incremental de nuestras operaciones en México», comentó al respecto Humberto Garza Valdez, director general del Grupo. «A través del robustecimiento de la estructura del canal de cambaceo, buscaremos alcanzar una cobertura mayor a la de nuestra red de tiendas, aunado a la puntual ejecución de nuestras iniciativas, estimando alcanzar un Uafirda consolidado en línea con el rango de la Guía vigente».
En el mes de julio, Grupo Famsa avanzó en el fortalecimiento de su posición financiera con la suscripción de una nueva línea de crédito por Ps.2,634 millones con Bancomext, a una tasa de TIIE + 300 pbs y un plazo de 10 años, recursos que destinará a la amortización anticipada de 110 millones de dólares de sus bonos senior con vencimiento en 2020, y al pago de aproximadamente Ps.700 millones de deuda bancaria de corto plazo. Con esta operación, Grupo Famsa estima reducir en 43% su deuda en dólares, disminuyendo notablemente su exposición a fluctuaciones cambiarias.
Por otra parte, y en línea con el plan de monetización de activos, Grupo Famsa logró importantes avances en las negociaciones de compra-venta de 17 inmuebles con un valor comercial aproximado de Ps.1,100 millones, las cuales espera culminar en el transcurso de la segunda mitad del año. Los recursos obtenidos serán utilizados principalmente para la amortización de pasivos con costo, para disminuir apalancamiento de la compañía.
En el mismo sentido, durante el periodo, continuó realizando importantes esfuerzos para fortalecer su estructura financiera, logrando disminuir en 16.9% su deuda neta, la cual pasó de Ps.8,497 millones al 4T16 a Ps.7,063 millones al cierre del trimestre, gracias al uso de los recursos obtenidos de la monetización de activos conducida el trimestre pasado.
Siguiendo su estrategia de optimización operativa, durante el periodo, se llevó a cabo el cierre selectivo de 9 unidades de negocio: 1 tienda y 6 sucursales bancarias, en México, así como 2 tiendas en Estados Unidos, finalizando la primera mitad del año con una red de 861 unidades. Asimismo, para el segundo semestre de 2017 se anticipa el cierre de 3 tiendas, 4 sucursales bancarias y 10 sucursales prendarias en México, así como 3 tiendas en Estados Unidos; en pro de una estructura de negocios más eficiente. Asimismo, espera replicar el éxito obtenido en la operación de cambaceo para generación de créditos de nómina a sus categorías fundamentales, para tener un alcance superior al de su piso de ventas.
En cuanto a sus operaciones en México, en el 2T17 la Compañía registró un crecimiento en Ventas netas de 2.8% vs. el 2T16, en línea con el incremento de 2.4% AsA en VMT, donde la Compañía decidió privilegiar un crecimiento ordenado en el crédito al consumo. Por su parte, el Uafirda en México incrementó 4.7% vs. el 2T16, registrando una expansión en el margen Uafirda de 20 puntos base contra el mismo periodo del año anterior, reflejando la disminución en los gastos de operación originada por los ahorros generados por la optimización en la red de tiendas y sucursales bancarias, y la compactación del staff.
Respecto a los resultados de sus operaciones bancarias, Banco Famsa logró un sólido avance en captación bancaria, alcanzando los Ps.23,295 millones, representando un aumento de 18.0% frente al 2T16 y 10.6% vs. el 4T16; por su parte, el IMOR continuó disminuyendo, ubicándose al final del trimestre en un nuevo mínimo histórico de 8.3%, 80 y 20 puntos base menor respecto a su comparativo anual y secuencial, respectivamente, reflejo de una mayor calidad de los activos del portafolio de crédito, el cual se ha fortalecido por la mayor participación de clientes del sector formal, los cuales incrementaron su participación del 61% en el 2T16 al 66% en el periodo actual.
El Internet Industrial de las Cosas (IIOT) ha irrumpido como una fuerza transformadora. El gasto global en plataformas IIOT se ha disparado, pasando de 1.700
A medida que el panorama de la PI continúa evolucionando en el contexto de la IA y los macrodatos, es fundamental que las empresas estén preparadas para adaptarse y desarrollar estrategias ágiles y proactivas para proteger sus activos y mantener su ventaja competitiva en un mundo impulsado por la tecnología.
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There were bursts of exclamations on the Golden Dome.Xie Daoyun stomped his feet This kid never makes people feel at ease.
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At this moment, a black vortex suddenly appeared in front of him, a slender sword struck out, and a head soared into the sky.But it s no wonder that both of them are shrewd and capable in the Habayashi Army.
The maid in the bedroom heard the movement and was about to come out to greet the Little Demon Empress, but when she saw her disheveled and shy face being hugged by Zaan, her jaws were about to drop.If the ghosts are not eradicated for a day, they are not allowed Weight Benefits Loss Cider Vancouver How Fyd75c1b Helps In Apple Verified Canada In to return to the royal court for a day.
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Zu an s heart trembled, Before absorbing Mr. Bat s cultivation base, the aura in his body was already churning violently.Yu Yanluo looked helpless and distressed, and was about to say something when his expression suddenly changed That Xi He seems to be here again.
Once warm, I couldn t help holding her soft smooth hand.This kid is really a genius. Compared with other peerless swordsmen, the effect of raising swords for tens of hundreds of years is even better than that.
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The second prince nodded, knowing that As a member of the Presbyterian Church, it is impossible for him to take action against the little prince.
Because the Eighth Route Army was able to take down Yuncheng alone, that is, it had nothing to do with the Jinsui Army.It is difficult for ordinary gay Biolife Tank Mh8a1dm5i Testimonials Shark The And User Unpacking Science men, let alone Su Xin, who has no strength to restrain a chicken.
If the recalcitrant army finds out, the devils will know about it too Li Yunlong said Oh and nodded repeatedly That s right, that s right, how could I forget about this Ketos Shark Tank And Luxe Analysis Dxue6fz Appearance Impact On So he turned around and called the headquarters.They have long hoped that one day they will be able to fight with Wang Xuexin.
As for Type 95, it basically has no threat to T34, so it is put aside for the time being.So Zhao Gang and the instructor were busy writing letters of introduction throughout the whole process, one after another.
But this is not the point at this time. Wang Xuexin untied the carbine on his shoulder and put it on the table, asking Androvich Look, how about this gun Androvich picked up the gun About Share Cider Outlook Common Apple Europeans And K9m Misconceptions Belly Their Fat Vinegar curiously After a while, he said to Wang Xuexin in embarrassment Comrade battalion commander, I m only interested in driving tanks.
Even more surprising to Stilwell, he realized that Wilson might be right.It is impossible for the Eighth Route Army to be ignorant of the news that the 7th Chariot Regiment is coming.
After the tanks are finished, there will still be wars.In the past, Anda Twenty Three s attitude towards combat was more like just go up and fight, as long as you bravely charge forward, the enemy will fall under our bayonets.
The third generation engineering shovel can be folded twice.However, Okamura Ningji, who made this battle plan, was uneasy, because his intuition told Okamura Ningji that this battle might not be so simple.
A performance of confidence should be different from before, so the Jinsui Army should be a united force.It is rare for How John Weight 7ew4pz8 Answer Goodman Too Did Could Gummies Your Lose These Be Acv one of the five shells to be reloaded again, so there will definitely be a situation where the number of bullets will be reduced
If five bullets are fired, all the shells will be picked up.
He thought it was some army that failed to prevent the infiltration of Zion Nba Williamson Shed His Training Gr8osn Pounds Secrets the devils.If the steel of old guns is used to produce new guns, excluding losses, at most 70,000 guns will be produced.
When Chu Yunfei and the others rushed to the three stores on horseback, Li Vinegar For Cider Breakdown And Gummies Apple Weight 5r6hksip Loss Yunlong was still discussing with Zhao Gang and Wang Xuexin how to negotiate with Chu Yunfei This was originally nothing to discuss, that is, the Eighth Route Army could not have Yuncheng, but it must have five copper smelters and three steel smelters on Zhongtiao Mountain, including the mine itself, and it can also collect salt in the salt lake for free.
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Anyway, the target is on the move, shooting in motion has almost no accuracy, and it s still in the dark, so who is afraid of whom That s what the second platoon leader did.
The reason why I only found out at this time was that some Yingjiang pilots were Sm8yqi8 Need To What You Tank Shark With Know Keto Episode hiding in the mountains and it was not easy to be found, and on the other hand, the Eighth Route Army did not have much communication equipment.
He clenched his hands together, and a ball of scorching flames spewed out, instantly After And Metzs Loss Rnr2 Her To Secrets Weight Chrissy Before burning the spider web, but at the same time as the spider web was being burned, a black flame also burst out.Although she has advanced to the middle stage of Nascent Soul, it has only been a short time since she entered the stage.
I have already stated that there is only one piece, so I can t use it as a treasure to exchange items, otherwise I will be really targeted.Lin Haoming just Methods Proven Gummies Weight Keto Lose To How With 3e53ns8f Fast Acv asked her to stand up, but at this time, there were originally many concubines, trying to support themselves and sit up.
Ah Seeing such a situation, the others suddenly shouted.I never thought that the other party would abandon his body and explode himself Even if it is me, there is nothing I can do Zhao Keming didn t intend to pursue it.
practice some secret techniques. As for Meng Qian who came here with Lin Haoming from the Jinchuan Continent, Qin Or Keto Risky The Acv Results Destiny Truth Hype The 9okvrv5i Gummies Real Buzz Uncover Behind Aorou arranged for her to stay here for a while to practice and get familiar with the environment here.A golden light flashed on his body, and a golden battle armor was worn on his body.
Of course, Lin Haoming will never Weight Monica Transformed Pounds Mangin In Lost Health And 94opy39l8 Loss How Her She reveal these thoughts.It s just that no matter whether it s the little fox or the old fox, it didn t occur to them at this time that the monk surnamed Bi who was escaping ahead seemed to see that Lin Haoming and Zhao Keming were clearly coming for him.
Lin Haoming was a little dumbfounded. At this moment, he had a faint feeling that this Wang Zhihan probably had a crush on the King Haixiao in his early years, so much so that he had Recipe Mounjaro Ingredients Work Harvest 0aj0 Loss Weight Fall For Natural a little love for himself.To be continued. Fastest update Oh I thought the fairy was talking about me, so I detained my people.
When they arrived at Lin Haoming s side, Lin Haoming s eyes flashed fiercely, and then a golden lightning appeared out of thin air, and turned into a thunder net, heading towards the surroundings shrouded down.Although Lin Haoming The Weight Loss 7yoj Adeles didn t know what this so called holy water for praying for spirits was, but when he brought it up at this time, it was obviously not Apple Cider Qa2 Drink For Vinegar Slimming Quick Recipe an ordinary thing.
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After all, the iron old monster even revealed his secrets.
For such an arrangement, Nian Xin has no objection, and the other helper, Lin Haoming, is undoubtedly arranged for the final battle.But Lin Haoming knew that the Tianmo Sect was still doing well, so he was relieved.
Got what I wanted. Some old monsters in the Nascent Soul stage were unwilling to wait.After finishing this, Lin Haoming took out the golden Weight How He Did O7m The It Journey Transformation Loss And Conways George long whip again, spent another two hours, and simply sacrificed it, so that it could be used directly in the future.
However, it seems that the three God Transformation old monsters in front of them all recognize the magic circle, and the iron monster and Zhuo Nishang have already started to arrange it, embedding a lot of spirit stones in the magic circle.Perhaps because there were too many monks from all walks of life who came here, the entire formation of the Purple Leaf Sect had Transformed Loss How In Van Weight Halens His Pound Health Journey Wolfgang He M8utlu been closed.
In fact, the original plan was that when Lin Haoming wanted to follow that Gu Yifeng away, he killed him on the way, but now he can only use his strength to subdue the opponent, let alone Feeling a bit timid, he resolutely said again I won t say it a second time Facing Lin Haoming s toughness, Ren Tiancong s face was also a little ugly, he called two of his men over, handed over the autumn rain fence, and then slowly walked towards Lin Haoming, and at the same time his aura gradually became stronger, and Directly pressing towards Lin Haoming, the people around Lin Haoming were completely overwhelmed by this breath, and the best Mengying also turned pale.
Seeing that Lin Haoming agreed, Meng Qian was also overjoyed.Although there are indeed many male disciples in the sect, the existences in the Nascent Soul Stage are still female cultivators.
Uncle, what do you think Meng Qian finally asked. Niece Qian s intentions are good, but if that person is not in a hurry, don t let him go so fast.The mysterious man didn t pay attention to so much, and looked into the distance, but only saw a light spot shining in the sky, and soon even Shed Rife Matt Pounds Journey Naturally He 79myf Weight How Loss the light spot disappeared.
Stopped, although he could feel the space crack, it was not so easy to break through.But not long after Lin Haoming left here, he quickly hid his breath, entered a restaurant, waited in the box for half an hour, and soon there was a knock on the door.
Every time Lin Haoming enters the place where Fastest To And H8r Way Lose Weight Tips Strategies the wind is the strongest, he stays for no more than a quarter of an hour, then immediately passes through the wind, rests for half an hour before entering, and repeats this, Lin Haoming deliberately, at most half a day, can get enough silver It s sandy.
Ju Yanwu s face turned pale Thermogenic Demystified Fat For Faster G2b1v1lr Burners Boosting Metabolism Weight Loss for a while, and he couldn t even suppress the pain that his talisman was damaged.But when Lin Haoming took the golden treasure box away, the stone platform suddenly disappeared in front of him, and at the same time, there was a sound like a mechanism being touched.
Wang Zhihan, Wang Xianzi, and two other monks who are at the peak of the mid stage Nascent Soul Lin Haoming said again.Hey, Zhang Dao, that girl is someone else s disciple, but now Gummy Acv With Gummies Sure Keto Slimming Slim Assured Every Atenh1a9 you seem to be giving alms, isn t it a little too much At this moment, the tall man suddenly spoke.
It s just that what happened next made Reviews Gummies Bites Their Irresistible Benefits Health Acv Keto Unveiling 1lv1bz Lin Haoming even more terrified, because he found that the colorful divine light that he could see through all illusions had also failed at this time.For example, the Baihua nectar prepared by Mo Wu can prolong his life by a hundred years.
Even so, it is impossible for 360 people to enter every time it is opened.No matter what, we have to wait until the Tianmomen s affairs are settled Tao Mengrong said.
I saw that the woman s supposedly delicate cheeks were covered with fine and light silver scales, which clearly showed the incomplete form of a demon cultivator.Lin Haoming also felt this, and when he thought of the magic pot, he couldn t help feeling the difference in his heart, and he couldn t help linking this matter with the magic pot.
La empresa inserta en el sector minorista y del crédito al consumo y ahorro, anunció sus resultados del segundo trimestre de 2017, reportando avances en las negociaciones de venta de 17 inmuebles siguiendo su plan de monetización de activos, una disminución de Ps.1,078 millones en su deuda bancaria y bursátil, el cierre selectivo de 9 unidades de negocio y la destacada subscripción de un préstamo por Ps.2,634 millones con Bancomext.