La empresa inserta en el sector minorista y del crédito al consumo y ahorro, anunció sus resultados del segundo trimestre de 2017, reportando avances en las negociaciones de venta de 17 inmuebles siguiendo su plan de monetización de activos, una disminución de Ps.1,078 millones en su deuda bancaria y bursátil, el cierre selectivo de 9 unidades de negocio y la destacada subscripción de un préstamo por Ps.2,634 millones con Bancomext.
«Durante el segundo trimestre de 2017 continuamos avanzando en el fortalecimiento de nuestra estructura financiera, lo que nos permitirá mayor flexibilidad y liquidez en los siguientes trimestres, en los que anticipamos un dinamismo incremental de nuestras operaciones en México», comentó al respecto Humberto Garza Valdez, director general del Grupo. «A través del robustecimiento de la estructura del canal de cambaceo, buscaremos alcanzar una cobertura mayor a la de nuestra red de tiendas, aunado a la puntual ejecución de nuestras iniciativas, estimando alcanzar un Uafirda consolidado en línea con el rango de la Guía vigente».
En el mes de julio, Grupo Famsa avanzó en el fortalecimiento de su posición financiera con la suscripción de una nueva línea de crédito por Ps.2,634 millones con Bancomext, a una tasa de TIIE + 300 pbs y un plazo de 10 años, recursos que destinará a la amortización anticipada de 110 millones de dólares de sus bonos senior con vencimiento en 2020, y al pago de aproximadamente Ps.700 millones de deuda bancaria de corto plazo. Con esta operación, Grupo Famsa estima reducir en 43% su deuda en dólares, disminuyendo notablemente su exposición a fluctuaciones cambiarias.
Por otra parte, y en línea con el plan de monetización de activos, Grupo Famsa logró importantes avances en las negociaciones de compra-venta de 17 inmuebles con un valor comercial aproximado de Ps.1,100 millones, las cuales espera culminar en el transcurso de la segunda mitad del año. Los recursos obtenidos serán utilizados principalmente para la amortización de pasivos con costo, para disminuir apalancamiento de la compañía.
En el mismo sentido, durante el periodo, continuó realizando importantes esfuerzos para fortalecer su estructura financiera, logrando disminuir en 16.9% su deuda neta, la cual pasó de Ps.8,497 millones al 4T16 a Ps.7,063 millones al cierre del trimestre, gracias al uso de los recursos obtenidos de la monetización de activos conducida el trimestre pasado.
Siguiendo su estrategia de optimización operativa, durante el periodo, se llevó a cabo el cierre selectivo de 9 unidades de negocio: 1 tienda y 6 sucursales bancarias, en México, así como 2 tiendas en Estados Unidos, finalizando la primera mitad del año con una red de 861 unidades. Asimismo, para el segundo semestre de 2017 se anticipa el cierre de 3 tiendas, 4 sucursales bancarias y 10 sucursales prendarias en México, así como 3 tiendas en Estados Unidos; en pro de una estructura de negocios más eficiente. Asimismo, espera replicar el éxito obtenido en la operación de cambaceo para generación de créditos de nómina a sus categorías fundamentales, para tener un alcance superior al de su piso de ventas.
En cuanto a sus operaciones en México, en el 2T17 la Compañía registró un crecimiento en Ventas netas de 2.8% vs. el 2T16, en línea con el incremento de 2.4% AsA en VMT, donde la Compañía decidió privilegiar un crecimiento ordenado en el crédito al consumo. Por su parte, el Uafirda en México incrementó 4.7% vs. el 2T16, registrando una expansión en el margen Uafirda de 20 puntos base contra el mismo periodo del año anterior, reflejando la disminución en los gastos de operación originada por los ahorros generados por la optimización en la red de tiendas y sucursales bancarias, y la compactación del staff.
Respecto a los resultados de sus operaciones bancarias, Banco Famsa logró un sólido avance en captación bancaria, alcanzando los Ps.23,295 millones, representando un aumento de 18.0% frente al 2T16 y 10.6% vs. el 4T16; por su parte, el IMOR continuó disminuyendo, ubicándose al final del trimestre en un nuevo mínimo histórico de 8.3%, 80 y 20 puntos base menor respecto a su comparativo anual y secuencial, respectivamente, reflejo de una mayor calidad de los activos del portafolio de crédito, el cual se ha fortalecido por la mayor participación de clientes del sector formal, los cuales incrementaron su participación del 61% en el 2T16 al 66% en el periodo actual.
Cuando una crisis golpea, no hay tiempo para improvisar.
Las empresas resilientes ya tienen un plan.
Descubre cómo una organización transformó una pérdida total en una oportunidad de fortalecimiento, aplicando una estrategia de cadena de suministro híbrida onshore/offshore y una gestión proactiva del riesgo.
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Xiaoxia s army went all the way After being defeated, they fled from the back to the north, while Shu Yan pursued with all his might, driving Xiao Xia s army back to Suolong Pass.Lin Haoming s long time wife has been unknown for a long time since she came to this world.
Just when the southeast was peacefully attacking Wei State, a small army of 40,000 people, divided into several groups, quietly retreated from Fengshui County into the territory of Dai State by water for nearly two months.Then he attacked the camp and ran off by himself. He got the map, so
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and the rumored Shengmen appeared in that big lake.Following this Lin Haoming was more like a student, so he still had a chance.
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He has not suffered much loss, and Lin Xuan has obtained the treasure of heaven and earth, which may greatly increase the strength of the Eighth Prince.Could it be that these are just young ones. There is also a terrifying adult existence here, thinking of this, their scalps are numb.
Little baby, do you know what peerless power is Do you know what realm peerless power has reached Don t think that just because you have a powerful spirit boat, you can show off your power.She had to run, The Impact Of F39kws42 Sugar On Hormones because she couldn t beat Lin Xuan and the others at all.
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The bloody killing aura was so excited that it enveloped the entire sky, and for a moment, the entire villa turned blood red.Boy, what s the matter We didn t look like this when we left.
Haha, boy, do you see that Your attack is vulnerable to me.However, at this moment, he was also lying on the ground around him, his body was twitching constantly, and his face was extremely pale.
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Kill
Lin Xuan also let out an angry roar, and then the sword energy spread across the void, like real dragons, filling the void.If it s true, they re dead. So, they set their sights on another bowl.
But today, the mystery will be solved. Seeing each other play now, they are even more excited.In other words, the strength of the mysterious young man in front of him was beyond their expectations, and he could kill them silently.
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Immediately, the warriors behind him breathed a sigh of relief.That is naturally the longevity pill. If it is said that not old tea is collected by those big people for emergencies, but the longevity pill is something that every warrior longs for.
To be honest, originally he only wanted to kill Young Master Lingfeng, but now he changed his plan and wanted to kill all the warriors who came this time.Moreover, there is an extremely powerful soul force entwined on it.
Of course, if anyone wants to attack him, Lin Haoming will naturally not be soft hearted.The person who died back then seemed to be reborn in another way.
Seeing that she was a little happy, it seemed that she just finished writing another article.You, I don t know how many benefits you ve gotten all these years Yao Dong stretched out his fingers to scratch his beloved wife Qiong s nose, and began to joke.
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This is the first thing. The second is that the Wubao Business League Fair is about to start.And the distribution of the actual contribution Huang Gutian also agreed, obviously the two of them planned to stand together and advance and retreat together.
Is it because the things in Jinyuzhai are expensive, so they are low level items.If it was in the lower Secrets To O4ba9p Drinking Apple Cider Vinegar For Faster Weight Loss realm, if a mortal dared to look at them like this, he would be crushed to death, but here, Lin Haoming didn t want to waste his military achievements, so he could just ignore it.
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Liu Tianbo shook his head straight. road. When Lan Qingyu heard this, she couldn t help feeling a little helpless in her heart.Since this thing is so domineering, I think he won t be able to stand it Lin Haoming said as a matter of course.
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La empresa inserta en el sector minorista y del crédito al consumo y ahorro, anunció sus resultados del segundo trimestre de 2017, reportando avances en las negociaciones de venta de 17 inmuebles siguiendo su plan de monetización de activos, una disminución de Ps.1,078 millones en su deuda bancaria y bursátil, el cierre selectivo de 9 unidades de negocio y la destacada subscripción de un préstamo por Ps.2,634 millones con Bancomext.