La empresa inserta en el sector minorista y del crédito al consumo y ahorro, anunció sus resultados del segundo trimestre de 2017, reportando avances en las negociaciones de venta de 17 inmuebles siguiendo su plan de monetización de activos, una disminución de Ps.1,078 millones en su deuda bancaria y bursátil, el cierre selectivo de 9 unidades de negocio y la destacada subscripción de un préstamo por Ps.2,634 millones con Bancomext.
«Durante el segundo trimestre de 2017 continuamos avanzando en el fortalecimiento de nuestra estructura financiera, lo que nos permitirá mayor flexibilidad y liquidez en los siguientes trimestres, en los que anticipamos un dinamismo incremental de nuestras operaciones en México», comentó al respecto Humberto Garza Valdez, director general del Grupo. «A través del robustecimiento de la estructura del canal de cambaceo, buscaremos alcanzar una cobertura mayor a la de nuestra red de tiendas, aunado a la puntual ejecución de nuestras iniciativas, estimando alcanzar un Uafirda consolidado en línea con el rango de la Guía vigente».
En el mes de julio, Grupo Famsa avanzó en el fortalecimiento de su posición financiera con la suscripción de una nueva línea de crédito por Ps.2,634 millones con Bancomext, a una tasa de TIIE + 300 pbs y un plazo de 10 años, recursos que destinará a la amortización anticipada de 110 millones de dólares de sus bonos senior con vencimiento en 2020, y al pago de aproximadamente Ps.700 millones de deuda bancaria de corto plazo. Con esta operación, Grupo Famsa estima reducir en 43% su deuda en dólares, disminuyendo notablemente su exposición a fluctuaciones cambiarias.
Por otra parte, y en línea con el plan de monetización de activos, Grupo Famsa logró importantes avances en las negociaciones de compra-venta de 17 inmuebles con un valor comercial aproximado de Ps.1,100 millones, las cuales espera culminar en el transcurso de la segunda mitad del año. Los recursos obtenidos serán utilizados principalmente para la amortización de pasivos con costo, para disminuir apalancamiento de la compañía.
En el mismo sentido, durante el periodo, continuó realizando importantes esfuerzos para fortalecer su estructura financiera, logrando disminuir en 16.9% su deuda neta, la cual pasó de Ps.8,497 millones al 4T16 a Ps.7,063 millones al cierre del trimestre, gracias al uso de los recursos obtenidos de la monetización de activos conducida el trimestre pasado.
Siguiendo su estrategia de optimización operativa, durante el periodo, se llevó a cabo el cierre selectivo de 9 unidades de negocio: 1 tienda y 6 sucursales bancarias, en México, así como 2 tiendas en Estados Unidos, finalizando la primera mitad del año con una red de 861 unidades. Asimismo, para el segundo semestre de 2017 se anticipa el cierre de 3 tiendas, 4 sucursales bancarias y 10 sucursales prendarias en México, así como 3 tiendas en Estados Unidos; en pro de una estructura de negocios más eficiente. Asimismo, espera replicar el éxito obtenido en la operación de cambaceo para generación de créditos de nómina a sus categorías fundamentales, para tener un alcance superior al de su piso de ventas.
En cuanto a sus operaciones en México, en el 2T17 la Compañía registró un crecimiento en Ventas netas de 2.8% vs. el 2T16, en línea con el incremento de 2.4% AsA en VMT, donde la Compañía decidió privilegiar un crecimiento ordenado en el crédito al consumo. Por su parte, el Uafirda en México incrementó 4.7% vs. el 2T16, registrando una expansión en el margen Uafirda de 20 puntos base contra el mismo periodo del año anterior, reflejando la disminución en los gastos de operación originada por los ahorros generados por la optimización en la red de tiendas y sucursales bancarias, y la compactación del staff.
Respecto a los resultados de sus operaciones bancarias, Banco Famsa logró un sólido avance en captación bancaria, alcanzando los Ps.23,295 millones, representando un aumento de 18.0% frente al 2T16 y 10.6% vs. el 4T16; por su parte, el IMOR continuó disminuyendo, ubicándose al final del trimestre en un nuevo mínimo histórico de 8.3%, 80 y 20 puntos base menor respecto a su comparativo anual y secuencial, respectivamente, reflejo de una mayor calidad de los activos del portafolio de crédito, el cual se ha fortalecido por la mayor participación de clientes del sector formal, los cuales incrementaron su participación del 61% en el 2T16 al 66% en el periodo actual.
Los consumidores en línea alrededor del mundo están comprando en mercados digitales y minoristas internacionales, y dependen más de dispositivos digitales con opciones de entrega alternativas.
La participación del ferrocarril en el transporte de carga en México ha crecido de manera continua y ha alcanzado niveles comparables con varios de los grandes sistemas ferroviarios del mundo.
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Okay. Hearing what he said, Zaun couldn t hold on anymore, or it would look like he wanted to take advantage of her with evil intentions.Zaan couldn t help but said, I didn t do this just for Honglei, the leader also treated me very well.
Fortunately, Yan Xuehen came from a well known and upright family and kept her promise.Does Duke Yunzhong also have such a lover Impossible.
Although the imperial envoy met with them, he said that he was infected with the cold and did not disembark.Zu an s heart skipped a beat, but his face remained calm Yes, I have never said anything.
So that s how it is, Yu Yanluo suddenly realized, This disguise is quite magical, so that s fine, you can come with me to find out what the problem is, and we can go out later.After speaking, he hurried to Nanxun s yard , and at the same time, it was a little strange, the two people next to the guest just now seemed a little too handsome.
Soon the quiet sound of the piano began to sound, and it was a bit jerky at first, but Xie Daoyun s piano skills were superb, and he quickly entered the state.Who would have thought that after the other party sees Zu an, the warmth is much stronger than when he treated me just now.
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since my lord came here to suppress the bandits, there is no problem in handing this person over to my lord.Although Lin Zhen Madam wants to be in the head office, but Ms.
The smoke, at this moment, was constantly inhaled by the man, and then the invisible green smoke seemed to turn into something tangible, flowing through the man s meridians.Since last night, I have been interrogating him here, but it has no effect at all, but I have already used some good things for him just now.
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I didn t expect it to be a dead man. The dead man in the Mysterious God Realm is extremely rare Zhang Manying picked up the black particles and checked them.Although Lin Haoming didn t think about it carefully, Lin Haoming guessed that most of the blood essence pills were handed down from the demons and improved after improvement, because it even mentioned that using the blood 03 Are Cbd Gummies Legal In Ohio Uncovering The Truth And Exploring The Benefits Of Cbd Products essence of demons and monks, It can also be used to refine elixir.
It was a Cbd 574 Gummies For Ed Treatment User Experiences dark book with about a dozen pieces of iron, which should record some kind of secret technique.Sister Feng Ling, what happened, don t be nervous Seeing that Yin Fengling was still too flustered, Han Ningxiang specially reminded her.
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The secret method is still not difficult, it took Lin Haoming half a day to comprehend it, and then let the girl from the magic pupil tribe come to him again.This black water is originally poisonous water extracted from corpse refinement, it has a very corrosive effect, when it is sprayed on the sky seal, the sky seal immediately shines.
What kind of method is this This is the end of wanting to kill me, Lin Xuan s eyes swept across the sky, everyone felt scalp numb, especially those young geniuses who kept backing away, in the blink of an eye, two top geniuses had already fallen This guy acts without any scruples, and there is nothing that can make him afraid.
He actually killed Bai Cangqiong. Let us kill him to avenge Bai Cangqiong Yes, that s right, grab him, take him back and tear him into pieces, surrounded by more than a dozen figures.From now on, he will no longer have to worry about his pupil technique training.
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Qi er has just broken through these days, so she may be too tired.The three holy kings led the team, protected Xue Qi, and quickly Do Cbd Gummies Smell Like Weed 66413 Aroma Analysis left with Xue Qi and Lin Xuan.
When the other party was fighting for the Temple of the Warrior, there was a fight.In this way, there will be fewer threats in the next competition.
Lin Xuan watched carefully, the soul on the seal surface was extremely powerful, and he was extremely familiar with it.It seemed very mysterious. They can t figure it out, but as long as there is a door of space, they can enter that mysterious space.
Xue Qi s mouth raised a smile, she was also shocked before, He Fangsheng was so scary.Especially when the moon is full, it is absolutely forbidden to do anything, otherwise, they will be besieged by everyone.
It turns out that the Zifu has never given up on the investigation.After finishing, the devilish energy erupted from his body, like a peerless demon god, a black spear appeared in his hand, and he shot him out.
They didn t expect it to appear again today. It was really shocking.The white sky is like a god, looking down on everything.
Boom, The 4774 Benefits And Effects Of Watermelon Gummies Cbd the sword of ice all over the sky was mercilessly torn apart.The faces of the people in Zifu instantly changed. An old man stood up and shouted in a cold voice, could it be the legendary sky lantern Some people from ancient and ancient families also gasped.
Huo Lian was even more frightened and trembled all over, what s going on The ants that he has always looked down upon have such a supreme status With a bang, he knelt down, Mr.It was terrifying, the hunter s pupils shrank sharply, the power of this palm was even more terrifying than the previous fist.
After that, he tore open the void and disappeared. Such a powerful ice, is this the Xuanbing Art A series of exclamations sounded, and everyone around was stunned.Maybe this is the effect of hard work, why did Finding The Best Edible Gummies For Sex A Comprehensive Guide 15 To Enhancing Intimacy Svkcc he wake up It stands to reason that he has already fallen into a cycle, recalling carefully, recalling the ancient bronze coffin, it seemed to shake violently, is someone opening the ancient bronze coffin Forget it, he had to find a way to return to his body, his soul began to spread in all directions, and the next moment, he felt that the surroundings were no longer so dark, and he seemed to be able to move.
Bai Hao looked at Luo Feifan in front of him, and said with a smile, how about it Boy, hand over your things obediently.Soon, the figures of Liu Yuan and Shangguan Xiaoxian were pulled over.
These people who have not yet entered Taoist practice cannot be compared with them.Then, towards Youxie, hit the past. At the same time, he secretly urged the Void Beast to move quietly and lie in Best Bio Potency Cbd Gummies Reviews Benefits 40 Effects And Quality ambush beside the opponent.
Bi Linglong also looked at Zu an with full expectation, thinking that this guy was always smart, so he must have understood this hint.Lou Wucheng was dressed in white and Shengxue, with one hand behind his waist and a long sword pointing obliquely, a drop of blood was faintly dripping from the tip of the sword.
Lou Wucheng Seemingly worried that he didn t understand, Shi Dingtian went on to explain Didn t you introduce your best friend just now Erhei is also my best Exploring The Benefits Of Premium Jane Cbd Gummies A Comprehensive Review 60 friend.But she didn t hesitate at all, she used her body to block her son.
Chu Chuyan had a smile on her face, she took his arm, and leaned against his shoulder.Compared with Yan Xuehen, Zuan is no stranger to this thing.
Under the eyes of everyone, Shi Dingtian is unarmed, even if he wins, it would be disgraceful.The Little Demon Empress hummed, and then told Zuan about the Xiao family s information, and how to contact them tonight Yunyun.
He asked a few more questions, and found that he couldn t ask anything new, so he said to the turtle spirit I will investigate what you said, and you are not allowed to run away during this period, or if I find you, you will definitely kill everyone.There is not much room to use force, and Finding Restful Sleep With Walgreens Sleep Aid Gummies A Comprehensive Guide Ahfsq 48 naturally there is no chance to make meritorious deeds.
Zuan looked strange, and he Best Cbd 08707 Gummies For Menstrual Cramps Relief And Benefits was really He has become a Tang monk, and if it spreads out, he will be sucked dry by all kinds of female fairies.Most likely it alarmed some existence like Dayu or Gonggong.
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It seems that the queen s attainments in this area are higher than I imagined.But at this moment, he suddenly realized the difference between himself and him.
Fluctuation is not even a master. He didn t have time to think any more, and the two quickly fought together.At this moment, a red light suddenly appeared in the skull s eyes, and an evil and cold aura appeared out of thin air.
Although Zaan has shown great power Reaping The Rewards 34 Unveiling The Benefits Of Hemp Gummies before, in most people s minds, the Great Grandmaster is the top figure in this world other than Earth Immortals.She quickly gritted her teeth and woke up, feeling a little ashamed in her heart Yun Jianyue, Yun Jianyue, why are you not as calm as Ice Stone Girl, and almost showed an ugly face.
Several people also looked up and found that there seemed to be one more sun Medterra Cbd 95 Review A Comprehensive Analysis Of Efficacy And Quality Urypa in the sky, followed by two, three, and finally ten suns across the sky.Zu An wondered if Yan Xuehen left in a fit of anger because of yesterday s incident
Oh, Sister 58 Walmart Cbd Gummies Benefits Risks And Shopping Guide Yun smells so good, I really want to get close to her Smell
No, she is Honglei s master, so don t offend her But he immediately thought about it, what does it matter, Yan Xuehen is also Chuyan s master, wouldn t it be more convenient for the master and apprentice to gather together
Oh, what the hell happened to me today, why am I just thinking about these nonsense.
La empresa inserta en el sector minorista y del crédito al consumo y ahorro, anunció sus resultados del segundo trimestre de 2017, reportando avances en las negociaciones de venta de 17 inmuebles siguiendo su plan de monetización de activos, una disminución de Ps.1,078 millones en su deuda bancaria y bursátil, el cierre selectivo de 9 unidades de negocio y la destacada subscripción de un préstamo por Ps.2,634 millones con Bancomext.