La empresa inserta en el sector minorista y del crédito al consumo y ahorro, anunció sus resultados del segundo trimestre de 2017, reportando avances en las negociaciones de venta de 17 inmuebles siguiendo su plan de monetización de activos, una disminución de Ps.1,078 millones en su deuda bancaria y bursátil, el cierre selectivo de 9 unidades de negocio y la destacada subscripción de un préstamo por Ps.2,634 millones con Bancomext.
«Durante el segundo trimestre de 2017 continuamos avanzando en el fortalecimiento de nuestra estructura financiera, lo que nos permitirá mayor flexibilidad y liquidez en los siguientes trimestres, en los que anticipamos un dinamismo incremental de nuestras operaciones en México», comentó al respecto Humberto Garza Valdez, director general del Grupo. «A través del robustecimiento de la estructura del canal de cambaceo, buscaremos alcanzar una cobertura mayor a la de nuestra red de tiendas, aunado a la puntual ejecución de nuestras iniciativas, estimando alcanzar un Uafirda consolidado en línea con el rango de la Guía vigente».
En el mes de julio, Grupo Famsa avanzó en el fortalecimiento de su posición financiera con la suscripción de una nueva línea de crédito por Ps.2,634 millones con Bancomext, a una tasa de TIIE + 300 pbs y un plazo de 10 años, recursos que destinará a la amortización anticipada de 110 millones de dólares de sus bonos senior con vencimiento en 2020, y al pago de aproximadamente Ps.700 millones de deuda bancaria de corto plazo. Con esta operación, Grupo Famsa estima reducir en 43% su deuda en dólares, disminuyendo notablemente su exposición a fluctuaciones cambiarias.
Por otra parte, y en línea con el plan de monetización de activos, Grupo Famsa logró importantes avances en las negociaciones de compra-venta de 17 inmuebles con un valor comercial aproximado de Ps.1,100 millones, las cuales espera culminar en el transcurso de la segunda mitad del año. Los recursos obtenidos serán utilizados principalmente para la amortización de pasivos con costo, para disminuir apalancamiento de la compañía.
En el mismo sentido, durante el periodo, continuó realizando importantes esfuerzos para fortalecer su estructura financiera, logrando disminuir en 16.9% su deuda neta, la cual pasó de Ps.8,497 millones al 4T16 a Ps.7,063 millones al cierre del trimestre, gracias al uso de los recursos obtenidos de la monetización de activos conducida el trimestre pasado.
Siguiendo su estrategia de optimización operativa, durante el periodo, se llevó a cabo el cierre selectivo de 9 unidades de negocio: 1 tienda y 6 sucursales bancarias, en México, así como 2 tiendas en Estados Unidos, finalizando la primera mitad del año con una red de 861 unidades. Asimismo, para el segundo semestre de 2017 se anticipa el cierre de 3 tiendas, 4 sucursales bancarias y 10 sucursales prendarias en México, así como 3 tiendas en Estados Unidos; en pro de una estructura de negocios más eficiente. Asimismo, espera replicar el éxito obtenido en la operación de cambaceo para generación de créditos de nómina a sus categorías fundamentales, para tener un alcance superior al de su piso de ventas.
En cuanto a sus operaciones en México, en el 2T17 la Compañía registró un crecimiento en Ventas netas de 2.8% vs. el 2T16, en línea con el incremento de 2.4% AsA en VMT, donde la Compañía decidió privilegiar un crecimiento ordenado en el crédito al consumo. Por su parte, el Uafirda en México incrementó 4.7% vs. el 2T16, registrando una expansión en el margen Uafirda de 20 puntos base contra el mismo periodo del año anterior, reflejando la disminución en los gastos de operación originada por los ahorros generados por la optimización en la red de tiendas y sucursales bancarias, y la compactación del staff.
Respecto a los resultados de sus operaciones bancarias, Banco Famsa logró un sólido avance en captación bancaria, alcanzando los Ps.23,295 millones, representando un aumento de 18.0% frente al 2T16 y 10.6% vs. el 4T16; por su parte, el IMOR continuó disminuyendo, ubicándose al final del trimestre en un nuevo mínimo histórico de 8.3%, 80 y 20 puntos base menor respecto a su comparativo anual y secuencial, respectivamente, reflejo de una mayor calidad de los activos del portafolio de crédito, el cual se ha fortalecido por la mayor participación de clientes del sector formal, los cuales incrementaron su participación del 61% en el 2T16 al 66% en el periodo actual.
Si se garantizara la seguridad de los ciclistas y se construyeran nuevas vías especiales para ellos, 71% de los entrevistados reconocieron que utilizarían la bicicleta como medio de transporte.
Con herramientas de inteligencia artificial, los tutores obtienen capacidades como predecir la calificación que obtendrá un estudiante o caracterizar su comportamiento de aprendizaje, esto es, una disminución en su carga de trabajo».
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all my abilities.Looking at the two people who were escorted over, he asked directly Ask them, will there be no people from other camps coming in ten days There will be eight people in total All of them are frail and strong young women.
When everyone finished following the octagonal boat, they found that the octagonal boat did not seem to be heading in the originally expected direction, but was walking along an arc.I didn t expect the other party to come so fast. Che Xun said.
With the addition of manpower, the speed of the ship has slowed down a bit.On the morning of the seventh day, several people also arrived at Yuansha s house, and sure enough, everyone was still there, because the matter was Kelly Clarkson Weight Loss Diet Gummies: 100 Fans’ Transformative Journey in 2025
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Ning Lin and Pan Heng had a drink outside and shared some of their difficulties, before leaving with more than a hundred people.Continue to move forward and continue to explore. When it should be noon, everyone finally met someone.
When Lin Haoming saw Ning Lin, Ning Lin was in Shu Yan s bedroom, and he was drunk, while Shu Yan knelt beside Lin Haoming, not daring to The Biolyfe Keto Gummies Scam and How to Avoid It
make a sound.In this case, I have nothing bad to say. Wei Nao also nodded silently You will let Wei Qian take that position, and you are not planning to appoint your brother in law as the coach of the new army here.
It s very simple, but at least for now, it can be used as a life saving item for him.Hua Tiangang didn t want to be escaped by Lin Haoming, so he immediately chased after him.
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a simple person, fellow daoist, be careful Lin Haoming said deliberately, after all, anyone could see the appearance of the so called Mr.
In fact, the girl s exposed skin was very white and tender, and her face was as delicate as a craftsman from the Heavenly Palace.After a few rounds, the desolate beast also found that the sharp light from its tentacles didn t seem to have any effect, and 2025 ACV Gummies In USA And Canada: Ensuring Safety – Are Keto Gummies Safe?
then opened its mouth, and directly sprayed a black mist from the mouth.
Xiao Jiuchang thought for a moment and said Okay, I also agreed, but there is one thing to explain, if we encounter any danger, we must work together, if anyone cheats in the middle, then the other two can jointly punish him later What Fellow Daoist Xiao meant is similar to what I thought.Such a weird bug, Lin Haoming even guessed that it was something from the upper realm.
He is also an old acquaintance of Baihua Palace. Although it Maximizing the Benefits of Keto Advanced Pills for Effortless and Sustainable Weight Loss
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I didn t lose anything, but took advantage of it. So you and Uncle
Zaan was interrupted by the shy and angry Sang Qian before he finished speaking.caught. Sister Leader, this is
Zu an noticed that Tao Hong s acupuncture points seemed to be tapped, and his face was full of horror.
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But the next moment his eyes were wide open, because he suddenly saw the two wedding and funeral teams appear in midair, walking towards him with their feet on the void.He directly summoned Daji. These people s cultivation bases are generally not high, and with Daji s flirtatious skills, one is sure.
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force one, otherwise I would have drawn a few more for Big Brother Zu.Zaun said lightly You should know that there are many things in this world that are more terrifying than death.
An extremely powerful energy storm formed between the two.It would never have occurred that this eye turned out to be the other side of the Divine Pupil, and Tuoba Tianfeng s face turned black.
He is from the Tuoba family, he is the third genius, and his spirit seeking technique is absolutely powerful.The rest is the second echelon, and the third echelon.
They knew that some masters had finally made their move.Whether you can resist it or not depends on your luck.
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He didn t want others to pry into his secret. So among the ancient formations, several formations appeared, covering Lin Xuan s figure.Beside him, rivers of stars run through the sky and the earth, like the Milky Way, dancing non stop.
He gritted his teeth and said, I guess even I can t defend against this knife, and that kid can t defend against it at all.The two disciples sneered, one left and one right, How Did Rebel Wilson Lose Weight? A Closer Look at Her Transformation
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That s right, Tuoba Tianci said. The old lady from Yaochi Holy Land said again This is a strange stone with three apertures, eight thousand catties of spar.Do you still want to fight back Do you have the strength Lin Xuan sneered disdainfully.
The two of them are so strong that they are against the sky.Sure enough, Jian Shisan was the first to bear the brunt and was under tremendous pressure.
The ancient family is a barren ancient family, very large.However, whether there are gods or immortals in this world is still unknown.
Not only them, most of the warriors in the entire Northern Territory set out for Beiliang City.They didn t expect that the other party was able to compete with Da Neng.
Three realms of kings were formed, completely blocking Lin Xuan.
La empresa inserta en el sector minorista y del crédito al consumo y ahorro, anunció sus resultados del segundo trimestre de 2017, reportando avances en las negociaciones de venta de 17 inmuebles siguiendo su plan de monetización de activos, una disminución de Ps.1,078 millones en su deuda bancaria y bursátil, el cierre selectivo de 9 unidades de negocio y la destacada subscripción de un préstamo por Ps.2,634 millones con Bancomext.