La empresa inserta en el sector minorista y del crédito al consumo y ahorro, anunció sus resultados del segundo trimestre de 2017, reportando avances en las negociaciones de venta de 17 inmuebles siguiendo su plan de monetización de activos, una disminución de Ps.1,078 millones en su deuda bancaria y bursátil, el cierre selectivo de 9 unidades de negocio y la destacada subscripción de un préstamo por Ps.2,634 millones con Bancomext.
«Durante el segundo trimestre de 2017 continuamos avanzando en el fortalecimiento de nuestra estructura financiera, lo que nos permitirá mayor flexibilidad y liquidez en los siguientes trimestres, en los que anticipamos un dinamismo incremental de nuestras operaciones en México», comentó al respecto Humberto Garza Valdez, director general del Grupo. «A través del robustecimiento de la estructura del canal de cambaceo, buscaremos alcanzar una cobertura mayor a la de nuestra red de tiendas, aunado a la puntual ejecución de nuestras iniciativas, estimando alcanzar un Uafirda consolidado en línea con el rango de la Guía vigente».
En el mes de julio, Grupo Famsa avanzó en el fortalecimiento de su posición financiera con la suscripción de una nueva línea de crédito por Ps.2,634 millones con Bancomext, a una tasa de TIIE + 300 pbs y un plazo de 10 años, recursos que destinará a la amortización anticipada de 110 millones de dólares de sus bonos senior con vencimiento en 2020, y al pago de aproximadamente Ps.700 millones de deuda bancaria de corto plazo. Con esta operación, Grupo Famsa estima reducir en 43% su deuda en dólares, disminuyendo notablemente su exposición a fluctuaciones cambiarias.
Por otra parte, y en línea con el plan de monetización de activos, Grupo Famsa logró importantes avances en las negociaciones de compra-venta de 17 inmuebles con un valor comercial aproximado de Ps.1,100 millones, las cuales espera culminar en el transcurso de la segunda mitad del año. Los recursos obtenidos serán utilizados principalmente para la amortización de pasivos con costo, para disminuir apalancamiento de la compañía.
En el mismo sentido, durante el periodo, continuó realizando importantes esfuerzos para fortalecer su estructura financiera, logrando disminuir en 16.9% su deuda neta, la cual pasó de Ps.8,497 millones al 4T16 a Ps.7,063 millones al cierre del trimestre, gracias al uso de los recursos obtenidos de la monetización de activos conducida el trimestre pasado.
Siguiendo su estrategia de optimización operativa, durante el periodo, se llevó a cabo el cierre selectivo de 9 unidades de negocio: 1 tienda y 6 sucursales bancarias, en México, así como 2 tiendas en Estados Unidos, finalizando la primera mitad del año con una red de 861 unidades. Asimismo, para el segundo semestre de 2017 se anticipa el cierre de 3 tiendas, 4 sucursales bancarias y 10 sucursales prendarias en México, así como 3 tiendas en Estados Unidos; en pro de una estructura de negocios más eficiente. Asimismo, espera replicar el éxito obtenido en la operación de cambaceo para generación de créditos de nómina a sus categorías fundamentales, para tener un alcance superior al de su piso de ventas.
En cuanto a sus operaciones en México, en el 2T17 la Compañía registró un crecimiento en Ventas netas de 2.8% vs. el 2T16, en línea con el incremento de 2.4% AsA en VMT, donde la Compañía decidió privilegiar un crecimiento ordenado en el crédito al consumo. Por su parte, el Uafirda en México incrementó 4.7% vs. el 2T16, registrando una expansión en el margen Uafirda de 20 puntos base contra el mismo periodo del año anterior, reflejando la disminución en los gastos de operación originada por los ahorros generados por la optimización en la red de tiendas y sucursales bancarias, y la compactación del staff.
Respecto a los resultados de sus operaciones bancarias, Banco Famsa logró un sólido avance en captación bancaria, alcanzando los Ps.23,295 millones, representando un aumento de 18.0% frente al 2T16 y 10.6% vs. el 4T16; por su parte, el IMOR continuó disminuyendo, ubicándose al final del trimestre en un nuevo mínimo histórico de 8.3%, 80 y 20 puntos base menor respecto a su comparativo anual y secuencial, respectivamente, reflejo de una mayor calidad de los activos del portafolio de crédito, el cual se ha fortalecido por la mayor participación de clientes del sector formal, los cuales incrementaron su participación del 61% en el 2T16 al 66% en el periodo actual.
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As the King of Three Stars and a young genius of Jin Yu Country, he has never been ridiculed like this.However, facing such a The Impact of CBD Gummies on Prostate Health
terrifying fist and forty nine golden swords, Lin Xuan just gently stretched out his palm and grabbed it forward.
It s not that simple, the way you look at Murong Qingcheng, it s definitely not as simple as an ordinary fellow.Xia s birthday, not to find trouble. It s just that some flies are Chill Out, Trim Down: Winter Exercises to Target Lower Belly Fat
really annoying, jumping around in front of me non stop.
But who would have thought that Lin Xuan quickly let them know what ignorance is.The gray clothed old man nodded, and he also decided to give it a try.
These people waved their hands, and those people who were waiting in the distance also flew over.When they saw Elder Bai, they frowned. Elder Bai, what do you mean Do you want to take care of this matter Elder Bai said, you can t kill this Mr.
They were relieved to see the black clouds billowing in front 5 Must-Know Tips for Using Weight Loss Supplements in 2025
of them and the horrible aura.Lin Xuan was taken aback, the void he was in was instantly shattered, is he dead Everyone is looking forward to it, boom In the shattered void, a pagoda emerged, shaking, Lin Xuan walked out from it with a gloomy expression.
Lin Xuan stood with his hands behind his back, looking at the three broken swords, with a piercing brilliance in his eyes.Only Lin Xuan was left, and Young Master Xiaoyao who was kneeling beside him.
It seems that we all underestimated him. One of the great saints sighed, and the other said, fortunately, the swallowing jar has not escaped, we will suppress it first, unless he does not come out for a lifetime, If it doesn t work, we will concentrate on cracking the Sky Swallowing Crown and Reviews of Active Keto Gummies: Unlocking the Secrets to a Slimmer, Healthier You
remove the sealed soul on it.
After Jin Wuhao, several people took action. of Yunfei.Xiaobai said I m hungry, hurry to find the baby, Lin Xuan smiled You are a little suffocated, and then he left here.
Roar The strange beasts next to them also let out uneasy roars, and each of them became violent.They quickly condensed to form a starry sky map. A terrifying breath erupted, and everyone was terrified.
Lin Haoming just smiled and said This treasure is obviously a magic sword.When they had been fighting for about two hours, suddenly those treants stopped moving without any warning.
And this person s Strength, I m afraid you and I can only barely maintain our invincibility together Pan Qi said quietly.After entering the red haired forest, it was safe to fly in the woods during the day, after all, the Lose Weight Effortlessly with Phentermine: No Exercise Required
tree worms did not come out during the day, and there were only some ordinary desolate beasts, which did not pose much threat to the two of them.
Update as soon as possible. A few old devils are gambling with Lin Haoming, and Lin Haoming quickly recovers his mana and lost divine sense.It wanted to break the chains made of Tiangang silver Navigating Weight Loss After Surgical Menopause: Tips and Strategies
sand by relying on the body, but as soon as the chains touched the opponent.
More importantly, this girl has a rare blood phoenix body.At least half of the monks of the Heavenly Demon Sect are gathered under his command, and the supernatural powers of the King Haixiao are even more unpredictable, SomaLeaf Diet CBD Review: Lose Weight and Drop Stubborn Belly Fat?
and even the Great Heavenly Demon himself failed to kill him.
In order to warm up the final auction, Tianmomen also spent a lot of thought, holding several auctions specifically for monks in the Foundation Lainey Wilson Weight Loss Journey: 4 Key Habits She Adopted Before Christmas
Establishment Stage and Golden Core Stage, and many people who came here to try their luck also participated in these auctions.They are just to express their hearts, and I hope fellow daoist Lin will not see outsiders.
However, Lin Haoming recovered, but Shu Yue and Xiao Jiuchang seemed to have lost control.If it is to be planted, it must be planted on the body of a living being who has at least The Ultimate 2025 Menopause Weight Loss Plan: 5 Expert Tips
reached the state of turning into a god, and this The higher the cultivation base of the creature, the stronger the blood, the more fruits it will bear, and the shorter the time it takes What, there is such a thing, wouldn t it cause countless killings just to get this thing Lin Haoming said unexpectedly.
If they lose, then our entire Falun Temple will be moved from Falun Mountain, and Falun Mountain will also be given up.just leave. Do you Lin Daoyou plan to leave now Pu Xing asked.
The same white light covered the treasure chest. When the white light dissipated, several golden feathers lay quietly in front of him.
Hmph, if that mysterious strongman is here, these people wouldn t dare to do that.In front, Lin Xuan frowned, he could naturally sense the people following behind.
If they can make friends with such a person, maybe their formation level can be greatly improved.For this kind of rich man, he naturally Transform Your Health with TOPS Weight Loss Program
wants to slaughter it well.
But Lin Xuan looked indifferent, he was not even afraid of such a powerful existence as Tian Youque, let alone these people from the God of War Palace.In an instant, several screams sounded, and several five layer Venerables couldn t escape at all, and were pierced by those demons in an instant.
Everyone knows that birth, old age, sickness and death are the way of heaven and cannot be reversed.Seeing the warriors from the Shen family leave, the warriors around seemed to be dreaming.
Young master, is this true You have really become the king.Therefore, they looked forward Transform Your Health: Apple Cider to Lose Weight
with fiery eyes. The owner of Xia Zhuang was also shocked, and there was a burst of ecstasy in his heart.
However, the two of them controlled the King s Killing Formation, overcame thorns and thorns all the way, tore through the thick fog, and walked quickly towards the inside.At Best CBD Gummies for Constipation: Natural Relief for a Comfortable Life
that time, it is a trivial matter to be beheaded by the opponent.
And in this magic pit, there is a very huge spirit boat called the Black Earth.What s going on Did I really absorb the sub shen crystal But it shouldn t be.
Hearing this, many people nodded in agreement, because only this method can make sense.The dark red dragon also snorted coldly Hey, unexpectedly there are reinforcements coming.
La empresa inserta en el sector minorista y del crédito al consumo y ahorro, anunció sus resultados del segundo trimestre de 2017, reportando avances en las negociaciones de venta de 17 inmuebles siguiendo su plan de monetización de activos, una disminución de Ps.1,078 millones en su deuda bancaria y bursátil, el cierre selectivo de 9 unidades de negocio y la destacada subscripción de un préstamo por Ps.2,634 millones con Bancomext.