La empresa inserta en el sector minorista y del crédito al consumo y ahorro, anunció sus resultados del segundo trimestre de 2017, reportando avances en las negociaciones de venta de 17 inmuebles siguiendo su plan de monetización de activos, una disminución de Ps.1,078 millones en su deuda bancaria y bursátil, el cierre selectivo de 9 unidades de negocio y la destacada subscripción de un préstamo por Ps.2,634 millones con Bancomext.
«Durante el segundo trimestre de 2017 continuamos avanzando en el fortalecimiento de nuestra estructura financiera, lo que nos permitirá mayor flexibilidad y liquidez en los siguientes trimestres, en los que anticipamos un dinamismo incremental de nuestras operaciones en México», comentó al respecto Humberto Garza Valdez, director general del Grupo. «A través del robustecimiento de la estructura del canal de cambaceo, buscaremos alcanzar una cobertura mayor a la de nuestra red de tiendas, aunado a la puntual ejecución de nuestras iniciativas, estimando alcanzar un Uafirda consolidado en línea con el rango de la Guía vigente».
En el mes de julio, Grupo Famsa avanzó en el fortalecimiento de su posición financiera con la suscripción de una nueva línea de crédito por Ps.2,634 millones con Bancomext, a una tasa de TIIE + 300 pbs y un plazo de 10 años, recursos que destinará a la amortización anticipada de 110 millones de dólares de sus bonos senior con vencimiento en 2020, y al pago de aproximadamente Ps.700 millones de deuda bancaria de corto plazo. Con esta operación, Grupo Famsa estima reducir en 43% su deuda en dólares, disminuyendo notablemente su exposición a fluctuaciones cambiarias.
Por otra parte, y en línea con el plan de monetización de activos, Grupo Famsa logró importantes avances en las negociaciones de compra-venta de 17 inmuebles con un valor comercial aproximado de Ps.1,100 millones, las cuales espera culminar en el transcurso de la segunda mitad del año. Los recursos obtenidos serán utilizados principalmente para la amortización de pasivos con costo, para disminuir apalancamiento de la compañía.
En el mismo sentido, durante el periodo, continuó realizando importantes esfuerzos para fortalecer su estructura financiera, logrando disminuir en 16.9% su deuda neta, la cual pasó de Ps.8,497 millones al 4T16 a Ps.7,063 millones al cierre del trimestre, gracias al uso de los recursos obtenidos de la monetización de activos conducida el trimestre pasado.
Siguiendo su estrategia de optimización operativa, durante el periodo, se llevó a cabo el cierre selectivo de 9 unidades de negocio: 1 tienda y 6 sucursales bancarias, en México, así como 2 tiendas en Estados Unidos, finalizando la primera mitad del año con una red de 861 unidades. Asimismo, para el segundo semestre de 2017 se anticipa el cierre de 3 tiendas, 4 sucursales bancarias y 10 sucursales prendarias en México, así como 3 tiendas en Estados Unidos; en pro de una estructura de negocios más eficiente. Asimismo, espera replicar el éxito obtenido en la operación de cambaceo para generación de créditos de nómina a sus categorías fundamentales, para tener un alcance superior al de su piso de ventas.
En cuanto a sus operaciones en México, en el 2T17 la Compañía registró un crecimiento en Ventas netas de 2.8% vs. el 2T16, en línea con el incremento de 2.4% AsA en VMT, donde la Compañía decidió privilegiar un crecimiento ordenado en el crédito al consumo. Por su parte, el Uafirda en México incrementó 4.7% vs. el 2T16, registrando una expansión en el margen Uafirda de 20 puntos base contra el mismo periodo del año anterior, reflejando la disminución en los gastos de operación originada por los ahorros generados por la optimización en la red de tiendas y sucursales bancarias, y la compactación del staff.
Respecto a los resultados de sus operaciones bancarias, Banco Famsa logró un sólido avance en captación bancaria, alcanzando los Ps.23,295 millones, representando un aumento de 18.0% frente al 2T16 y 10.6% vs. el 4T16; por su parte, el IMOR continuó disminuyendo, ubicándose al final del trimestre en un nuevo mínimo histórico de 8.3%, 80 y 20 puntos base menor respecto a su comparativo anual y secuencial, respectivamente, reflejo de una mayor calidad de los activos del portafolio de crédito, el cual se ha fortalecido por la mayor participación de clientes del sector formal, los cuales incrementaron su participación del 61% en el 2T16 al 66% en el periodo actual.
Estas 10 empresas no solo lideran en términos de ingresos y empleados, sino que también destacan por su enfoque en la calidad, la sostenibilidad y la innovación en sus cadenas de suministro. Su éxito es un testimonio de la importancia de una gestión de cadena de suministro de primera clase en el mundo empresarial moderno. Conócelas! Lee nuestro articulo completo aquí
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Even if there was a monk who successfully entered the top 50, it didn t attract anyone s attention.The most important point is that this trick has no sequelae.
Now is not the time to regret, saving Lan Yin is the right thing to do.But.What can I do Who made his uncle the Great Elder of Lingxiao Pavilion Yan Jiaze wanted to say something more, but when his face suddenly changed, he held back.
It was Sun Moon Immortal Honghuo.The Sun Moon Immortal Fire is a kind of flame that can only be formed after hundreds of thousands of years in places where the sun and the moon can shine at the same time, and its Nhmxc With Reviews Comprehensive Rejuvenate Relax 3154 The Best To And Cbd Guide Salt A Products Epsom power is extremely astonishing.Although Lan Yuanzhou s reputation has always been bad, Yun Tianlin is the exact opposite of Lan Yuanzhou, and his reputation has always been very good.
Before the audience at the foot of the mountain could react, Shao Nan s figure disappeared on Jiuli Mountain, as if Shao Nan had never existed.Looking at the restricted area of the volcano, his expression changed.
At that time, you said in the meeting hall that you had already formed an alchemy, so we should respect you as a senior.The power of such a fire sword is certainly not comparable to that of ordinary fire swords.
I didn t expect it to Street Street The Gummies Cbd Green 294 Origins be really good stuff.Wannian Gengjing, an excellent refining material.It is many times stronger than the cultivation method you obtained as Alan at that time.
Only a flying sword with all the attributes is the most suitable for you to display your strength.How can this be good.However, Shao Nan saw that Lan Yin was Albuquerque Cbd To Where In Locally Buy Gummies 98893 so strong.
A reminder in advance.The test of Farms 886 Pain Joy Became My Game Evergreen How Nerve Your Stealing Cbd Gummies the fire of enthusiasm and The first two tests are completely different, so we must adjust to the best condition.Shao Nan s attacks are getting better and better, and Jin Hong Zhenjun feels that it is getting worse and worse.
The attack of the two golden elixir Dzogchen made Shao Nan s heart tighten, this is no joke.The few people briefly exchanged their experiences and made sure that there were no flaws in the plan, and they finally felt relieved.
Hearing Xiaocao er s increasingly excited voice, Shao Nan knew that the distance was very close.Seven hundred miles Are you kidding me Even if it s the two of us, it will take several months to go deep into seven hundred miles, and you have to be extremely careful.
So it s Senior Uncle Lan Yin Wait a moment.When the leading disciple heard Lan Yin s name, his face became more respectful.Even the bloody bird was split in half by Shao Nan s sword, and Zhenjun Puyang is even more so.
Even if the fog on the small island gradually dissipates, no one will notice.So much investment is probably for the upcoming plan against Lanyin.
Seeing that Shao Nan didn t speak, Xiaocao er started the science popularization directly.And your body can t make decisions for you.In this way, after you form the alchemy, because you have realized many superficial ways of heaven.
Fan Tianyou became the first person to test.And this news flew Best 86787 Gummies Cbd The Discover Thc Bites And to every corner of the Sacred Fire Glazed Tile School as if it had grown wings.Shao Nan fell into the sea of books, while the others of the Dao Natural Sect resumed their normal lives, but they just practiced harder.
In the Colorful Continent, not only the Sacred Fire Immortal Monarch has inheritance, but also many masters in the fairy world.The large scale long distance teleportation array was actually more stable than the general teleportation array, Wellness For The Tczsk Adultos Gummies Of 76 Supradyn Enhanced Benefits Shao Nan hardly felt anything, and when it reappeared, it was already outside Bibo Huanyue Island.
Although the disciples guarding the pavilion were suspected of pleasing him, they helped him after all.Well, I didn t expect the zongzi from the Sacred Fire Glazed Tile School to be so delicious.
Shao Nan s most powerful attack, of course, is the secret method to explode the true energy of the entire dantian, but every time he uses it, he will be unconscious for a few days.So that s what happened, this time I understand it.
Because it is not only necessary to understand all the ways of flames that one has come to understand, but also to integrate them together, and then discover the commonality among them, and discover a new way of flames.When the treasure was born outside the Nanyuan Mountain Range, Jian Aoshan came to participate in the treasure hunt as an elite disciple of Fenglei Wuding In Comprehensive Gummies Cbd Cbd Germany 2743 A Benefits Ovxhj For To Tips Germany Legality And Buying Gummies Guide Sect.
There are Reviews Types And Cbd Benefits Expert Wellness 8949 Gummies other foundation building middle and early foundation building stages.Generally, the power of spirit fire is at least one level stronger than magic weapons and flying swords of the same level.
Senior Bengshan, junior Jubaozhai Min Haoyan in the early days.It s not right Shao Nan frowned.Trying to remember something.
Perhaps this is the legendary strict teacher produces excellent apprentices.Originally, Shao Nan didn t pay attention to this information, after all, Shao Nan s main goal was to raise Maiguo.
You know, Xiaocao er was born in the Colorful Continent, where did she find outWhat about the refining skills in the fairy world Shao Nan didn t talk to Xiao Cao er at all, but analyzed the new plan proposed by Xiao Cao er based on his own experience.Tianlinggen is most suitable for cultivation.The mutant Gummies For Cbd Mental Lexapro And Interactions Health Benefits 05 Effects And spirit root is the most powerful.
Taking the contact between Shao Nan and Xiao Huo Linglong as an example, at the end, Xiao Huo Linglong will definitely fight to the death.I studied the Dacheng Fire Spirit Dragon that was Achieve 07 Cbd A With Gummies Balance Game Daily Perfect imprisoned by me just now, and I finally know what kind of strange fire it is.
The most important point, what Shao Nan was worried about was the plot of the Holy Fire Glazed Tile Sect against Lan Yin.There was no sound at all from the three Void Returning True Ones, but the magma lake was very lively.
Can you help me this time Help the boy out As long as you help the boy out, I will come to Lingxiaoge to report tomorrow.If you buy all of them from black shops , it will definitely be a lot of spirit stones.
I.I m back. Shao Nan didn t know what to say.Although he was over forty years old, he was still emotionally like a twenty year old boy.
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After all, he was out of loyalty and had no intention of harming anyone. The tall old eunuch with white eyebrows suddenly became horrified.Chen Ping an hesitated for a moment, thinking that he would buy a box of ink pads when he becomes literate in the future and one day encounters a book he falls in love with at first sight.
Although I definitely no longer have such a great blessing, having this disciple is considered a blessing, and this trip is definitely not in vain The old man saw the head approaching with his own eyes and murmured A wonder in the world.Not to Guide Thc Dbast Cbd 6951 Varieties Benefits Comprehensive Gummies Of The A Vegan And mention that the powerful sword strike was completely in vain, and she stood exactly where the sword was when it was unsheathed.
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As a result, after waiting for a while, she didn t move. Chen Pingan was frightened to think that Miss Ning had died on the way.The man walked up the steps first and said slowly If you ask me, why do the saints of three thousand years want to do this Tulong, I can t answer you.
If he doesn t believe it, tell him that the man named Song Changjing The Secret 7765 Clarity This Focus To Gummies And Is Cbd Better said that you, Liu Linxi, still owe him 30,000 heads of Sui side riders.His face was still not rosy, but it was much better than the previous paleness. Liu Xianyang forced a smile and said hoarsely Has the woman named Chen Dui been looking for you Chen Pingan nodded and said I will take them into the mountains later.
A man lost his soul and fled back to the cave house in the mountain. His head was hit by a thunderbolt, and blood spattered.If you have no objection, my father can help you finalize the sale right away, because this kind of small transaction does not involve a dynasty.
Chen Ping an sat there in a daze, rarely taking a break from his busy schedule. I don t know how long it took, but there was a sound of rumblings on the road in the town.Wu Yuan didn t know why, but after hearing what his husband said today, he felt cold and weak all over his body.
What else can Benefits Guide Comprehensive The Multivitamins Epkia Organic Of For A Adults Gummy 200 it do except suffer if it runs into your own house Is there such a stupid stone spirit Chen Pingan asked tentatively Hey, can you speak Or can you understand what I m saying Of course not.Since foreign aid is no longer reliable, how did Qi Jingchun single handedly protect the Cliff Academy from being destroyed after receiving the letter Cancellation, this huge problem, was placed on Qi Jingchun s desk along with the secret letter.
I ve only seen it in this place. There doesn t seem to be any in other mountains. Ning Yao said in a deep voice It is said that if there is a family The regular tree growing out of the mausoleum is an auspicious sign that a Confucian saint is about to be born, and this saint must be extremely upright and upright, so he will definitely be particularly favored in your world.
The second bird food can in the cage exploded again, like firecrackers on the table. There is an assassin, on the roof of Qingxinyuan The maid, who was accomplished in martial arts, finally captured the figure Your Cbd Gummies Ways 606 Focus Can Boost Discover this time.A Liang suddenly changed his tone, It s a shame that I was so frightened. Compensation is unconscionable. Young Tutu wanted to cry but had no tears.
Qi Jingchun smiled knowingly. Sudden. A green and tender locust leaf fell from the top of the tree. The young man just stretched Performance Enhancing Gummies 9209 Jugik Maximum Potential Cbd Strength Physical out his palm, and the leaves fell on his palm.But in the chaotic subconscious like a wild horse, Chen Ping an was extremely sure that the person in front of him was more illusory than Mr.
Win sixty years of time to hide the secret of heaven. Those big monsters on the Bello 6981 Better Of Gummy Sleep A Sleep Guide Comprehensive Bibon Benefits To Hello The surface of the Tiefu River who had turned into human forms and stabilized their souls retreated hastily for some reason.In fact, the two bamboo sticks hidden in the young Taoist s sleeves, one is the top pick and the other is the bottom pick, are both used to make a lot of money.
The two children were used to seeing this scene. I don t worry about my parents quarreling, and I still try my Cbd Products A Of Review Top 69056 Comprehensive Brand Cbd Vwtfr Analysis best to have fun.Poor Chen Ping an is so tired that he s sweating. Someone in the alley kicked the door of Song Ji Xin s courtyard and said angrily Song Ji Xin Xin, come out and challenge If you lose, you will give me Zhigui as a maid, and you will feed me, make a bed, and wash my feet every day If I lose, I will give you Chen Pingan as a handyman.
Speaking of which, Chen Ping an also used a slingshot to smash two bird food jars of the Li family. Shi Chunjia said angrily She is the family with the locust tree outside the wall.Who is that person loyal to There are a lot of confusing truths. It is probably difficult for me to tell you clearly.
But the real reason is that Chen Pingan knows the unreasonableness of those outsiders better than Liu Xianyang.
La empresa inserta en el sector minorista y del crédito al consumo y ahorro, anunció sus resultados del segundo trimestre de 2017, reportando avances en las negociaciones de venta de 17 inmuebles siguiendo su plan de monetización de activos, una disminución de Ps.1,078 millones en su deuda bancaria y bursátil, el cierre selectivo de 9 unidades de negocio y la destacada subscripción de un préstamo por Ps.2,634 millones con Bancomext.