La empresa inserta en el sector minorista y del crédito al consumo y ahorro, anunció sus resultados del segundo trimestre de 2017, reportando avances en las negociaciones de venta de 17 inmuebles siguiendo su plan de monetización de activos, una disminución de Ps.1,078 millones en su deuda bancaria y bursátil, el cierre selectivo de 9 unidades de negocio y la destacada subscripción de un préstamo por Ps.2,634 millones con Bancomext.
«Durante el segundo trimestre de 2017 continuamos avanzando en el fortalecimiento de nuestra estructura financiera, lo que nos permitirá mayor flexibilidad y liquidez en los siguientes trimestres, en los que anticipamos un dinamismo incremental de nuestras operaciones en México», comentó al respecto Humberto Garza Valdez, director general del Grupo. «A través del robustecimiento de la estructura del canal de cambaceo, buscaremos alcanzar una cobertura mayor a la de nuestra red de tiendas, aunado a la puntual ejecución de nuestras iniciativas, estimando alcanzar un Uafirda consolidado en línea con el rango de la Guía vigente».
En el mes de julio, Grupo Famsa avanzó en el fortalecimiento de su posición financiera con la suscripción de una nueva línea de crédito por Ps.2,634 millones con Bancomext, a una tasa de TIIE + 300 pbs y un plazo de 10 años, recursos que destinará a la amortización anticipada de 110 millones de dólares de sus bonos senior con vencimiento en 2020, y al pago de aproximadamente Ps.700 millones de deuda bancaria de corto plazo. Con esta operación, Grupo Famsa estima reducir en 43% su deuda en dólares, disminuyendo notablemente su exposición a fluctuaciones cambiarias.
Por otra parte, y en línea con el plan de monetización de activos, Grupo Famsa logró importantes avances en las negociaciones de compra-venta de 17 inmuebles con un valor comercial aproximado de Ps.1,100 millones, las cuales espera culminar en el transcurso de la segunda mitad del año. Los recursos obtenidos serán utilizados principalmente para la amortización de pasivos con costo, para disminuir apalancamiento de la compañía.
En el mismo sentido, durante el periodo, continuó realizando importantes esfuerzos para fortalecer su estructura financiera, logrando disminuir en 16.9% su deuda neta, la cual pasó de Ps.8,497 millones al 4T16 a Ps.7,063 millones al cierre del trimestre, gracias al uso de los recursos obtenidos de la monetización de activos conducida el trimestre pasado.
Siguiendo su estrategia de optimización operativa, durante el periodo, se llevó a cabo el cierre selectivo de 9 unidades de negocio: 1 tienda y 6 sucursales bancarias, en México, así como 2 tiendas en Estados Unidos, finalizando la primera mitad del año con una red de 861 unidades. Asimismo, para el segundo semestre de 2017 se anticipa el cierre de 3 tiendas, 4 sucursales bancarias y 10 sucursales prendarias en México, así como 3 tiendas en Estados Unidos; en pro de una estructura de negocios más eficiente. Asimismo, espera replicar el éxito obtenido en la operación de cambaceo para generación de créditos de nómina a sus categorías fundamentales, para tener un alcance superior al de su piso de ventas.
En cuanto a sus operaciones en México, en el 2T17 la Compañía registró un crecimiento en Ventas netas de 2.8% vs. el 2T16, en línea con el incremento de 2.4% AsA en VMT, donde la Compañía decidió privilegiar un crecimiento ordenado en el crédito al consumo. Por su parte, el Uafirda en México incrementó 4.7% vs. el 2T16, registrando una expansión en el margen Uafirda de 20 puntos base contra el mismo periodo del año anterior, reflejando la disminución en los gastos de operación originada por los ahorros generados por la optimización en la red de tiendas y sucursales bancarias, y la compactación del staff.
Respecto a los resultados de sus operaciones bancarias, Banco Famsa logró un sólido avance en captación bancaria, alcanzando los Ps.23,295 millones, representando un aumento de 18.0% frente al 2T16 y 10.6% vs. el 4T16; por su parte, el IMOR continuó disminuyendo, ubicándose al final del trimestre en un nuevo mínimo histórico de 8.3%, 80 y 20 puntos base menor respecto a su comparativo anual y secuencial, respectivamente, reflejo de una mayor calidad de los activos del portafolio de crédito, el cual se ha fortalecido por la mayor participación de clientes del sector formal, los cuales incrementaron su participación del 61% en el 2T16 al 66% en el periodo actual.
De acuerdo con la Delegación de la Canacar, se tienen más de 6 mil 500 unidades de 169 empresas afiliadas. Desde aquí se maneja 74% de la carga consolidada de la región y 9% del total nacional.
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Almost at the same time, Yixing Media s stock price soared to 44.I am very angry. In some hospitals now, no place is clean from head to toe.
If this is not the case, why hasn t Stars Capital come out to clarify it until now So is this considered acquiescence in some sense Good guy Outrageous, what kind of magical expansion is this I am one year older than Fang Hong, but I am still addicted to Summoner s Rift, and others have actually created such a giant existence
This is definitely the most explosive news of the year, Star Capital is a very big company.
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Many people who entered the market today comforted themselves that it must be fake news.The stuffed scalpers, big and small, can only sell the goods at a price lower than the official retail price.
It is worth mentioning that Huya TV was born out of YY Live.He was sure that I really had no chance of winning.
This is true for all, they can only search for content but not generate it.Qiu Guangcheng was stunned for a moment when he heard that Big Boss wanted to push the listed subsidiaries of Qunxing to the lowest limit.
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Qunxing Capital is finished, and I, Du Bingming, have to step back and step on the sewing machine.Using the little power in their hands to illegally make profits, they even clearly stated that a nurse position costs 200,000, which has almost become the threshold for entry.
Doesn t he want 50 million in investment I will give him 500 million but the equity will remain unchanged.These closing funds include the funds that bought the bottom yesterday, as well as the remaining foreign funds that tried to steal the chicken.
As of the close, the Shanghai Stock Exchange Index rose sharply by 2.Those who lose money hope to roll back, and those who make money are firmly opposed.
In other words, as long as the Galaxy concept stocks continue to hit the limit and the index also drops on a large scale, mysterious funds from the big financial sector will come out to protect the index.If the current is stopped, additional energy injection intervention is required.
In other words, what Qunxing Capital recognizes is likely to be the most favored by funds in the agricultural field in the future and the most promising in the industry.He also worked very hard when he was acting as the director of Yixing Media Group, thinking that it would not be long before the word agent could be removed.
In the short term, we will see an adjustment, in the medium term, we will see a rebound, and in the long term, you don t know.A record high of 32 yuan, and the market value has reached 434.
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Spiritual stones can indeed be dug out of the mines in Jingfeng Mountain.Lu Feng was worried that their killing of three Yin Yang Sect disciples would be exposed and cause unnecessary trouble.
This distance is not far, but it is enough for his current situation.Seeing that these people were serious It seems that the value of the treasure should not be low, and I don t know if I have a chance to get the treasure they are talking about.
An unknown person suddenly appeared here and eavesdropped on everyone s secrets.Who else can be there besides Elder Wusi He was caught threatening a disciple at his sect s headquarters.
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When Jindan monks gather together, they naturally cannot miss this opportunity to exchange knowledge.That is to say, they have a geographical advantage by hiding in the Yinfeng Gorge.
Also, when he first went into the mountains to practice, Qingyang had already reached the sixth level of the Open Vein Realm, and he looked young and promising.There are so many human monks taking root in Yinfeng Gorge, which makes the entire Yinfeng Gorge sleepless and foodless.
He would raise Qingfeng Palace s results from sixth place to first place all by himself.Even among the heads of the seven immortal sects, his ranking is relatively high.
Everyone knows that I have the qualifications of Tianlinggen.The one eyed dragon Leng Yu couldn t help but change his expression, and he couldn t care about anything else anymore.
He has a mid stage foundation building cultivation and has an aura when he walks.Qingyang s injury quickly stabilized and he was able to stand up and move around on his own.
The intensity is still not enough. Although the meridians have been almost burst by spiritual energy, the collected spiritual energy is still not enough to meet the needs.He would never have a moment of peace again. He had to plan ahead
Since this Qingyang broke into his cave and rescued Qin Ruyan, he would definitely not let go of the few talismans he put on the table.
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to refine this gourd into a high grade spiritual weapon Maybe Mo Rong saw the gourd right, or maybe it was refined.One day s cultivation here can be compared to several days outside.
It s better to go to Qinglong Temple to look for it first.The surrounding river water seemed to be split by an invisible axe, and immediately split towards both sides, from Wei Yufeng His side continues to Qingyang s side, as if he wants to make way for Yin Yang Slash, but also seems unwilling to get involved in the battle between the two.
The first one is about thirty years old and has a cultivation level of the sixth level of Qi refining.As the person in charge of this trial in Chaos Demon Valley, he will definitely take possession of the body of the bag beast.
Because the achievements of Qingfeng Palace were recognized, the number of demon seeking orders that everyone could receive would be smaller.Hundreds of spiritual stones can be found here, so how many good things should a real Mountain Rat nest contain The third level Jingshan Rat King hiding behind did not know that Qingyang wanted not only the spiritual stones here, but also the spiritual stones in his cave.
What do we, the Yin Yang Sect, want to do We use these scumbags.This is Hua Qingyao s lair, and danger may occur at any time.
His tendons were broken, he was vomiting blood, and he could hardly move.After waiting for about a quarter of an hour, the last few people arrived.
Major game guilds are also happy to sign contracts with these people and train them to become their own star players.Under the premise of going all out, the attack power of hatred is extremely terrifying, and every blow is like a landslide and tsunami.
Master Alibuda was startled and cried out guiltily.I just hope there are some good things left. Soon, the fiercely burning dragon s breath slowly and completely extinguished, and he couldn t wait to step forward.
There is no way, the price of keels fluctuates greatly.If the number is included, it will only be more exaggerated.
Playing so wildly At this glance, you can tell that it must be the work of a high level water spell caster.It is still black dragon skin after all. It is no problem to block the caveman s spear.
Gulu But when their eyes glanced at the staff of nature in his hand, everyone swallowed subconsciously.And looking at the other party s attitude, I don t have to worry about having anything to add.
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What s wrong Zhao Ying s heart trembled and she asked carefully.It is only slightly weaker than the heaven defying space, time, and soul talents.
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As for why these pirates didn t escape. Well, not far away.Next, everyone needs to obey the orders of the new crown prince.
As the main profession, he not only has good relations with the Raging Dragon Guild, but also cultivates a guild that has the potential to become the hegemon.The flat and wide basin is where all the major forces choose to attack.
And there are still two. Normally, the other one should be kept for a year before being used.Just look at the star robe on Zhao HaoLegendary equipment only comes with high level spells to know the additional difficulty.
Help The screams became smaller as the iron rope was quickly pulled back.Following his voice, a golden figure jumped down. Insects, let me enjoy it Freya jumped directly into the players with great vigor.
Because there was a huge mountain range in front of them, which was difficult to fly over, let alone crossing it with their convoy, it was a complete dream.The problem is that something happened to the other party.
The atmosphere suddenly became tense. Anyone who dares to approach the resource at this time will be attacked by others.
According to the results of our internal data analysis model, if no effective policies are adopted to encourage fertility, the domestic population will drop to 11.Qunxing Capital is currently taking over the task of breaking out of domestic semiconductors.
It only makes its own games. This mode has clear short term benefits, direct effects, and clear profit points, which is enough for the project itself.The votes of Qunxingxing are really good. Weibo, ATL, and Yixing Media have reached record highs today.
It only takes five days. Who can stop Xiao Ling
Xiao Ling only took about five days to reach the strongest king from Silver in the placement competition.He spent the Spring Festival in Xincheng. He was not idle during the annual vacation, but was working on arranging the entire semiconductor industry chain
Wednesday, February 13th, Jingxinju Villa. In the living room downstairs, there is a huge panoramic view of the entire semiconductor industry chain laid on the floor.
We are not afraid of death. There were only a few people who saw that scene who could calm down, and even fewer felt cold and wanted to In other words, What s Wei Qiwei s situation now Is there anyone But seeing the two low level moles, Wei Qiwei and Lu Yuening, coming on stage, we felt extremely frightened.
In this way, the group of big brothers they want to gather to jointly put pressure on the small Eastern countries will be established.At the same time, the Internet sparked a topic, the price of S3 mobile phones in the second hand market skyrocketed, because new public opinion rumors spread wildly on the Internet, S3 mobile phones will be out of stock, and it will take at least three months to restore existing production capacity and supply.
If the timing is wrong, if you are too aggressive and are suppressed by the United States, the country may be forced to give up Xingyu Technology for the sake of overall grand strategy, so don t go looking for death yourself.After a series of rhetorical questions, Tian Jia answered himself calmly.
Fang Hong couldn t help laughing when he heard this This person is quite smart.This will inevitably drive other capital or hot money to pour into this field.
It also vigorously publicizes this matter and calls on everyone to learn from Qunxing Capital.As the news was revealed, the Sky Survey Space Telescope project plan caused huge controversy among the public.
The wcg event has been held for the 14th time since its inception in 2000.After being blocked by the chief rudder, quantitative capital has also hit its four digit daily limit today.
Has anyone realized that at this moment, people from the beautiful country are here , and was retiring from the first meeting and negotiation.I trapped your grandpa again. The sky and the floor have plummeted, and people who are chasing highs today are wailing everywhere.
Why would he secretly photograph her Although it is applauding that this woman finally paid the price and was severely punished, but if you think carefully about the recent events, if she had not kicked the iron plate, if that person was not God K but me, maybe she would have escaped.Thai Capital and other institutions
End of chapter About half an hour after the market opened, at around 10 03, Fang Hong saw the group message and followed the trend and sent a message Prepare to add positions in Tianzhou Culture.
On this basis, we must guide public opinion and inspire people s kindness, and then give some benefits to donors to further inspire them to take action.From now on, Chinese people can buy the best mobile phone in the world with the least money.
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Investors don t think that Yixing Video can t make money.Those insiders and those who want to get out can do whatever they want, but Fang Hong never thought about getting out, so he must not just watch these people trample, ravage, and destroy.
Tian Jiayi nodded and answered concisely Tomorrow I will bring the materials to Qiu Guangcheng from the company.Don t rush to announce it. On the contrary, release some bad news appropriately and flexibly.
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Others are afraid that I am greedy, so they have stepped in at the lower limit, waiting for the main force to see the market, and waiting for a floor.
Yes, seven funds are 3. 500 million net inflow. This is a real benefit. However, this positive expectation did not cause the four stocks to rise sharply at the same time.
La empresa inserta en el sector minorista y del crédito al consumo y ahorro, anunció sus resultados del segundo trimestre de 2017, reportando avances en las negociaciones de venta de 17 inmuebles siguiendo su plan de monetización de activos, una disminución de Ps.1,078 millones en su deuda bancaria y bursátil, el cierre selectivo de 9 unidades de negocio y la destacada subscripción de un préstamo por Ps.2,634 millones con Bancomext.