La empresa inserta en el sector minorista y del crédito al consumo y ahorro, anunció sus resultados del segundo trimestre de 2017, reportando avances en las negociaciones de venta de 17 inmuebles siguiendo su plan de monetización de activos, una disminución de Ps.1,078 millones en su deuda bancaria y bursátil, el cierre selectivo de 9 unidades de negocio y la destacada subscripción de un préstamo por Ps.2,634 millones con Bancomext.
«Durante el segundo trimestre de 2017 continuamos avanzando en el fortalecimiento de nuestra estructura financiera, lo que nos permitirá mayor flexibilidad y liquidez en los siguientes trimestres, en los que anticipamos un dinamismo incremental de nuestras operaciones en México», comentó al respecto Humberto Garza Valdez, director general del Grupo. «A través del robustecimiento de la estructura del canal de cambaceo, buscaremos alcanzar una cobertura mayor a la de nuestra red de tiendas, aunado a la puntual ejecución de nuestras iniciativas, estimando alcanzar un Uafirda consolidado en línea con el rango de la Guía vigente».
En el mes de julio, Grupo Famsa avanzó en el fortalecimiento de su posición financiera con la suscripción de una nueva línea de crédito por Ps.2,634 millones con Bancomext, a una tasa de TIIE + 300 pbs y un plazo de 10 años, recursos que destinará a la amortización anticipada de 110 millones de dólares de sus bonos senior con vencimiento en 2020, y al pago de aproximadamente Ps.700 millones de deuda bancaria de corto plazo. Con esta operación, Grupo Famsa estima reducir en 43% su deuda en dólares, disminuyendo notablemente su exposición a fluctuaciones cambiarias.
Por otra parte, y en línea con el plan de monetización de activos, Grupo Famsa logró importantes avances en las negociaciones de compra-venta de 17 inmuebles con un valor comercial aproximado de Ps.1,100 millones, las cuales espera culminar en el transcurso de la segunda mitad del año. Los recursos obtenidos serán utilizados principalmente para la amortización de pasivos con costo, para disminuir apalancamiento de la compañía.
En el mismo sentido, durante el periodo, continuó realizando importantes esfuerzos para fortalecer su estructura financiera, logrando disminuir en 16.9% su deuda neta, la cual pasó de Ps.8,497 millones al 4T16 a Ps.7,063 millones al cierre del trimestre, gracias al uso de los recursos obtenidos de la monetización de activos conducida el trimestre pasado.
Siguiendo su estrategia de optimización operativa, durante el periodo, se llevó a cabo el cierre selectivo de 9 unidades de negocio: 1 tienda y 6 sucursales bancarias, en México, así como 2 tiendas en Estados Unidos, finalizando la primera mitad del año con una red de 861 unidades. Asimismo, para el segundo semestre de 2017 se anticipa el cierre de 3 tiendas, 4 sucursales bancarias y 10 sucursales prendarias en México, así como 3 tiendas en Estados Unidos; en pro de una estructura de negocios más eficiente. Asimismo, espera replicar el éxito obtenido en la operación de cambaceo para generación de créditos de nómina a sus categorías fundamentales, para tener un alcance superior al de su piso de ventas.
En cuanto a sus operaciones en México, en el 2T17 la Compañía registró un crecimiento en Ventas netas de 2.8% vs. el 2T16, en línea con el incremento de 2.4% AsA en VMT, donde la Compañía decidió privilegiar un crecimiento ordenado en el crédito al consumo. Por su parte, el Uafirda en México incrementó 4.7% vs. el 2T16, registrando una expansión en el margen Uafirda de 20 puntos base contra el mismo periodo del año anterior, reflejando la disminución en los gastos de operación originada por los ahorros generados por la optimización en la red de tiendas y sucursales bancarias, y la compactación del staff.
Respecto a los resultados de sus operaciones bancarias, Banco Famsa logró un sólido avance en captación bancaria, alcanzando los Ps.23,295 millones, representando un aumento de 18.0% frente al 2T16 y 10.6% vs. el 4T16; por su parte, el IMOR continuó disminuyendo, ubicándose al final del trimestre en un nuevo mínimo histórico de 8.3%, 80 y 20 puntos base menor respecto a su comparativo anual y secuencial, respectivamente, reflejo de una mayor calidad de los activos del portafolio de crédito, el cual se ha fortalecido por la mayor participación de clientes del sector formal, los cuales incrementaron su participación del 61% en el 2T16 al 66% en el periodo actual.
Los entrevistados para este reporte coinciden en afirmar que la asociación con un 3PL integral experto, sea en gestión de operaciones como de bienes raíces, puede proporcionar una solución perfecta y potente.
La principal función de un sistema de administración es gestionar y controlar los recursos, procesos y operaciones del negocio, por lo que es fundamental integrar la facturación electrónica a este sistema.
Los profesionales astutos de la cadena de suministro saben que construir y mantener una red de fanáticos y animadores, en toda la organización, pero especialmente
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At this time, there were more than 300 rebels in the army, but they were no better than leeks when facing this army of heavenly soldiers.Emperor Yuan Jing was the most tolerant towards the dead.
The old manager still had a humble smile on his face.Pressing his hands, the scene suddenly fell silent.
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Governor Zhang snorted coldly, without talking nonsense, and waved his hand Take it down.It was Xu Qi an who dragged him along because the business trip allowance was too attractive and he had the opportunity to make meritorious deeds.
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A Tonggong teased, but Jiang Lvzhong gave him a glare.Are you afraid that the relics with clues will be embezzled and the case will not be found Tang Yinluo said in a word.
Soon, several lists were made out, Xu Qian took a glance at them, carefully recalled them for a moment, and directly eliminated three of them, leaving only one.Just as Xu Qi an was thinking about it, his heart throbbed for a moment.
President Yang smiled and shook his head The red tailed hawk is a spirit beast, and it can only be raised by its owner.National teacher Li Miaozhen and the three quickly stood up and saluted.
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He was killed by Wei Yuan during the Battle of Shanhaiguan.What kind of organization is Tianji Palace and what kind of force does it belong to I, I don t know Tell me what you know.
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After Liu Yun finished speaking, she quickly followed the big team.The most insignificant efficacy of that treasure.Can this be explained Yuan Yi asked.
Amitabha, fame and fortune are just floating clouds.All this made the little monk feel nervous and terrified.
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There was a lot of discussion among the crowd, and curious people even grabbed a handful of soil and put it in their mouths.Ji Xuan looked at his cousin Xu Yuanshuang, This girl has suffered some injuries.
Today she was wearing a jacket embroidered with cloud patterns and matched with a dark belt.She was wearing a white underclothes, with round hips, thin waist and full breasts.
The main means of attack comes from the precepts of the fifth rank monks.Seeing this Cbd Tor Gummies For Men Ed Lj8b scene, Ji Xuan nodded No worse than me.
When the iron sword finished drawing a circle and returned to its original position, thousands of sword shadows overlapped into one.In the peaceful small pond, sitting cross legged is a beautiful woman, wearing a lotus crown, wearing a Taoist robe, with a little cinnabar between her eyebrows, like a fairy in the nine heavens.
It s a mere Qi training state, and it s still a sensual one.
Suddenly, the ears of the two moved together, and they heard the sound of wheels rattling, and stopped at the gate of the post station.He didn t bring much food and money last time.The mother naturally cared about her son and always estimated the time when he would return home.
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After eating all the dishes, the prince saw that she was obviously unsatisfied, but he didn t dare to eat more, and stared at the food reluctantly.How should I put it, my code words need status.If I have status, I can fly a thousand miles.
He is obviously an overseas monster, even It s a sea beast.What s the matter Fushun escort agency Standing not far away Zhu Guangxiao asked a question as if seeking proof, which attracted the attention of everyone, including Governor Zhang.
That Mei Where 42uk To Buy Cbd Gummies Online 1p9f must have sucked his energy.Susu said angrily.After dinner, Governor Zhang invited Xu Qi an and Jiang Lvzhong to discuss matters in the room.
Their Cbd Vantage Gummies Fith 45v90 death patterns were exactly the same, and they turned into mummies.What do you value There are many golden gongs, but there is only one such interesting person, and I am looking forward to his growth.
I didn t expect it. You re so good at orthopedics, are you an all rounder No, I m not very good at Lmjiqx Cbd Gummies Vitamin Shoppe N7v2 facial features right now.After taking two deep breaths, he continued, Doctor Du, I m going Cbd Gummies Libido 2cz5 Zptl to have someone take another X ray of the injured wrist right now.
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Du Heng nodded and stopped talking, and he Earthmed Cbd Gummies For Ed 7y0e Ol5trss and Yu Haiting walked quickly towards the ward.After everyone greeted them warmly, the nurses pushed Amei Liu to the prepared ward.
In this case, by the time the blood circulation is restored, all the blood vessels in the soles of the feet will have been necrotic.For the first time in thirty years, people from the village took the initiative to visit their home on New Year s Eve.
He is a specialized emergency doctor. Despite his young age, his skills are quite good.The sister in law glared at her Cbd And Thc Gummies For Pain 1n27fm Relief Lphf man, very dissatisfied with him for saying this during the Chinese New Year.
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Du Heng was seen grabbing both shoulders with both hands and slowly pulling away.But you can t just look at it. If it continues like this, it will either hurt to death directly, or it will hurt to death after everything is rotten in the stomach.
She has been sent to the ICU. Zhao Mei, female, 53 years old, from Linzhou, comatose.Yu Haiting understood all the previous words, but did not understand the last term.
Today, Wang Zhenzhen came to work. When Du Heng finished his regular meeting, she went directly to the police station opposite.On the way to my aunt s house today, my dad fell down and went to bed when he came back.
Chi Yun talks about Xu Yun s efforts Hundreds of vegetables are placed on the bed, and the head is placed on the side of the head.He pulled Xu Pinglin to sit on the rest chair next to him.
La empresa inserta en el sector minorista y del crédito al consumo y ahorro, anunció sus resultados del segundo trimestre de 2017, reportando avances en las negociaciones de venta de 17 inmuebles siguiendo su plan de monetización de activos, una disminución de Ps.1,078 millones en su deuda bancaria y bursátil, el cierre selectivo de 9 unidades de negocio y la destacada subscripción de un préstamo por Ps.2,634 millones con Bancomext.