La empresa inserta en el sector minorista y del crédito al consumo y ahorro, anunció sus resultados del segundo trimestre de 2017, reportando avances en las negociaciones de venta de 17 inmuebles siguiendo su plan de monetización de activos, una disminución de Ps.1,078 millones en su deuda bancaria y bursátil, el cierre selectivo de 9 unidades de negocio y la destacada subscripción de un préstamo por Ps.2,634 millones con Bancomext.
«Durante el segundo trimestre de 2017 continuamos avanzando en el fortalecimiento de nuestra estructura financiera, lo que nos permitirá mayor flexibilidad y liquidez en los siguientes trimestres, en los que anticipamos un dinamismo incremental de nuestras operaciones en México», comentó al respecto Humberto Garza Valdez, director general del Grupo. «A través del robustecimiento de la estructura del canal de cambaceo, buscaremos alcanzar una cobertura mayor a la de nuestra red de tiendas, aunado a la puntual ejecución de nuestras iniciativas, estimando alcanzar un Uafirda consolidado en línea con el rango de la Guía vigente».
En el mes de julio, Grupo Famsa avanzó en el fortalecimiento de su posición financiera con la suscripción de una nueva línea de crédito por Ps.2,634 millones con Bancomext, a una tasa de TIIE + 300 pbs y un plazo de 10 años, recursos que destinará a la amortización anticipada de 110 millones de dólares de sus bonos senior con vencimiento en 2020, y al pago de aproximadamente Ps.700 millones de deuda bancaria de corto plazo. Con esta operación, Grupo Famsa estima reducir en 43% su deuda en dólares, disminuyendo notablemente su exposición a fluctuaciones cambiarias.
Por otra parte, y en línea con el plan de monetización de activos, Grupo Famsa logró importantes avances en las negociaciones de compra-venta de 17 inmuebles con un valor comercial aproximado de Ps.1,100 millones, las cuales espera culminar en el transcurso de la segunda mitad del año. Los recursos obtenidos serán utilizados principalmente para la amortización de pasivos con costo, para disminuir apalancamiento de la compañía.
En el mismo sentido, durante el periodo, continuó realizando importantes esfuerzos para fortalecer su estructura financiera, logrando disminuir en 16.9% su deuda neta, la cual pasó de Ps.8,497 millones al 4T16 a Ps.7,063 millones al cierre del trimestre, gracias al uso de los recursos obtenidos de la monetización de activos conducida el trimestre pasado.
Siguiendo su estrategia de optimización operativa, durante el periodo, se llevó a cabo el cierre selectivo de 9 unidades de negocio: 1 tienda y 6 sucursales bancarias, en México, así como 2 tiendas en Estados Unidos, finalizando la primera mitad del año con una red de 861 unidades. Asimismo, para el segundo semestre de 2017 se anticipa el cierre de 3 tiendas, 4 sucursales bancarias y 10 sucursales prendarias en México, así como 3 tiendas en Estados Unidos; en pro de una estructura de negocios más eficiente. Asimismo, espera replicar el éxito obtenido en la operación de cambaceo para generación de créditos de nómina a sus categorías fundamentales, para tener un alcance superior al de su piso de ventas.
En cuanto a sus operaciones en México, en el 2T17 la Compañía registró un crecimiento en Ventas netas de 2.8% vs. el 2T16, en línea con el incremento de 2.4% AsA en VMT, donde la Compañía decidió privilegiar un crecimiento ordenado en el crédito al consumo. Por su parte, el Uafirda en México incrementó 4.7% vs. el 2T16, registrando una expansión en el margen Uafirda de 20 puntos base contra el mismo periodo del año anterior, reflejando la disminución en los gastos de operación originada por los ahorros generados por la optimización en la red de tiendas y sucursales bancarias, y la compactación del staff.
Respecto a los resultados de sus operaciones bancarias, Banco Famsa logró un sólido avance en captación bancaria, alcanzando los Ps.23,295 millones, representando un aumento de 18.0% frente al 2T16 y 10.6% vs. el 4T16; por su parte, el IMOR continuó disminuyendo, ubicándose al final del trimestre en un nuevo mínimo histórico de 8.3%, 80 y 20 puntos base menor respecto a su comparativo anual y secuencial, respectivamente, reflejo de una mayor calidad de los activos del portafolio de crédito, el cual se ha fortalecido por la mayor participación de clientes del sector formal, los cuales incrementaron su participación del 61% en el 2T16 al 66% en el periodo actual.
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The yield of high level low grade spiritual fields and low level low grade spiritual fields will be nearly doubled when planting spiritual rice.Sword intention can be understood but cannot be expressed in words.
Little brother, have you received it I ve been begging for that array for a long time Ren Fei er s voice asking for credit came from the contact jade card.Li Shiming obeyed Master Ma s order and came to the Alchemy Hall to refine alchemy every day in the following days.
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Our Duanmu family is afraid that we will be wiped out this time.Walking out from behind, he did not answer True Lord Hongguang s question, but waved his hand and retracted the black tortoise shell shield blocking the Weight Loss on Semaglutide front of Qingling Demon King.
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let alone making When to Take Apple Cider Vinegar for Weight Loss: Best Timing for Maximum Results faces for people, so people like Chengen Mingzun, Chengze Mingzun, Chenghui Guizun, and Chengci Guizun are all top notch male cultivators, and I don t know Baimei.Appeared. Fortunately, I ran fast, otherwise I would have been eaten by him.
The troops that had received the electromagnetic wave signal had also quickly assembled.I call it the Great Nuclear Explosion Technique Linn nodded, and now there is no need to hide it anymore.
The time of the invasion of both sides is also very close.Even though he had an army of hundreds Oneshot Keto on Shark Tank: In-depth Analysis of the Product of millions of undead in his hands, he still wanted to find a few that had been deliberately hidden within a month.
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Vittorio added that relying on ships and airships alone to transmit messages is too slow, and the existing communication formations are not enough to overcome the problem.
It may not be as good as haha. Rove and other speakers are great.To regain the kingdom, we can use something as low end as a fighter jet.
Although Ivina didn t hold out any hope, but she also had some interest.Send some people out to rescue the wounded Liu Jun suggested, looking at Reidel aside.
They relied on their speed and range to continuously harass and destroy CBD Gummies Sex: Natural Enhancement for Intimacy them one after another.Linn speeded up again and directly avoided the swooping skeletal dragon.
Exam qualifications. Monroe was naturally among them.Are you all ready Speaker Vittorio Linn did not rush to meet everyone s expectations and show off his new magic, but asked cautiously.
Unexpectedly Lin En unexpectedly used it in this place.Although the magic star has proved that his theory is accurate, there is no question about the speed caused by The gap in time flow rate still makes many people confused.
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Such concentrated energy could completely penetrate a mountain, but the fact was beyond Vittorio s expectation.The other two Speakers also looked over, especially Aurora.
However, this result was not beyond their expectations.The rolled up air almost overturned the airship
It s a supersonic fighter Hill shouted with great excitement.
Ham held a machine gun and fired continuously, beating the two approaching monsters into sieves.He was quickly killed by the two great wizards who arrived.
Because of this, they will gather together today Amazon and Shark Tank Keto Products: Are They the Real Deal? to discuss the future of the nobles and the kingdom I have a plan, it may work Just as the crowd was excited, Marquis Mortain suddenly said, attracting everyone s attention, and then said with confidence.This anti matter cannon, which seemed to break through time and space, quickly bombarded the huge body of the Lord of the Dead.
I blame you disciples of the Demon Suppressing Hall for being inferior to others.Who knows if there are living dead lurking in other places Someone suddenly pops up again and again.
It seems How Long Should It Take to Lose 80 Pounds to be called Shendawan. It is said to be a body refining elixir.Qingyang did not dare to pour out the elixir inside, but used a ray of spiritual thought to carefully probe into the jade bottle and observe the elixir inside.
They almost exhausted all their methods and finally killed all the blood bats around them.Let s not talk about the honor of being the first in the competition.
I definitely won t let you suffer. How should I discount it I won t lose you a piece of spiritual stone
After confirming the ownership of the Demon Seeking Token, the three of them went to the market together and roughly inquired about the price of the Demon Seeking Token.Not wanting to do that, he sold the Immortal Immortal Token directly to Qingping Sanren for the price of seven hundred spirit stones.
But where is your monkey Why hasn t it joined us Qin Ruyan said in surprise.It is more powerful than the head of the Yin Yang Sect.
The ancestor of the Liang family didn t care about Liang Qingtian s life or death, but Liang Yudong cared about it very much, because he was his eldest son and his heartthrob.It shrank suddenly, then quickly sprang out, opened its huge mouth, exposed its sharp snake teeth, and bit Qingyang s leg with lightning speed
Although the venom of the spotted green snake is not very powerful, it should not be underestimated.
Seeing that the other person was a young man younger than himself, he suddenly became more courageous.Someone actually dared to attack him. The attraction of the second level living dead immediately turned to Tian Xinmiao.
Qingyang s reaction was not slow, and he quickly stopped his body and blocked the arm breaking iron hook with the three yuan sword formation that was originally intended to attack Soul Seducer Sang Fan.Saving people is like putting out fires, so why did the Tao family seek help from some monks in Tujiao City in Yongzhou, but instead came to Qingfeng Hall for help Master Uncle Qi said It has been a long time since the head of the Tao family was in Mit Joggen abnehmen: Planung, Tipps und Vorteile trouble.
Wake this guy up and interrogate him properly. The stakes were so high that everyone had no choice but to be cautious.Not only was the wind boat small in space, it was also slow in speed.
After finding an opportunity and forcing back the strong man holding the spear, Qingyang suddenly used the Three Yuan Sword Formation towards Huang Han holding the Guandao.All the Jindan monks seemed to know this, and they were not overjoyed or sad because two people were missing from the statistics.
Six of the seven immortal sects came. Fortunately, I, Yin Yang The sect did not miss this grand event, Guiyun Sanren, are you Jingfeng Pavilion going to fight against New York Fitness Enthusiasts Report Belly Reduction in a Month with Keto Lifestyle Pills the entire Nine Provinces Continent of Immortal Cultivation World The Yin Yang Sect also arrived, and the seven immortal sects finally got together, Guiyun Sanren s heart suddenly sank.
About nine years ago, Senior Brother Cai s cultivation had already reached the perfection of Qi Refining.Jinding Pavilion cannot destroy Jingfeng Dive into Deliciousness: Vibez Keto Gummies vs Other Low-Carb Candies Pavilion just because of some minor misunderstandings below, right In that case, wouldn t everyone in other small and medium sized immortal sects be in danger Even if a Demon Suppressing Hall was added later, Jingfeng Pavilion didn t take it seriously.
La empresa inserta en el sector minorista y del crédito al consumo y ahorro, anunció sus resultados del segundo trimestre de 2017, reportando avances en las negociaciones de venta de 17 inmuebles siguiendo su plan de monetización de activos, una disminución de Ps.1,078 millones en su deuda bancaria y bursátil, el cierre selectivo de 9 unidades de negocio y la destacada subscripción de un préstamo por Ps.2,634 millones con Bancomext.