La empresa inserta en el sector minorista y del crédito al consumo y ahorro, anunció sus resultados del segundo trimestre de 2017, reportando avances en las negociaciones de venta de 17 inmuebles siguiendo su plan de monetización de activos, una disminución de Ps.1,078 millones en su deuda bancaria y bursátil, el cierre selectivo de 9 unidades de negocio y la destacada subscripción de un préstamo por Ps.2,634 millones con Bancomext.
«Durante el segundo trimestre de 2017 continuamos avanzando en el fortalecimiento de nuestra estructura financiera, lo que nos permitirá mayor flexibilidad y liquidez en los siguientes trimestres, en los que anticipamos un dinamismo incremental de nuestras operaciones en México», comentó al respecto Humberto Garza Valdez, director general del Grupo. «A través del robustecimiento de la estructura del canal de cambaceo, buscaremos alcanzar una cobertura mayor a la de nuestra red de tiendas, aunado a la puntual ejecución de nuestras iniciativas, estimando alcanzar un Uafirda consolidado en línea con el rango de la Guía vigente».
En el mes de julio, Grupo Famsa avanzó en el fortalecimiento de su posición financiera con la suscripción de una nueva línea de crédito por Ps.2,634 millones con Bancomext, a una tasa de TIIE + 300 pbs y un plazo de 10 años, recursos que destinará a la amortización anticipada de 110 millones de dólares de sus bonos senior con vencimiento en 2020, y al pago de aproximadamente Ps.700 millones de deuda bancaria de corto plazo. Con esta operación, Grupo Famsa estima reducir en 43% su deuda en dólares, disminuyendo notablemente su exposición a fluctuaciones cambiarias.
Por otra parte, y en línea con el plan de monetización de activos, Grupo Famsa logró importantes avances en las negociaciones de compra-venta de 17 inmuebles con un valor comercial aproximado de Ps.1,100 millones, las cuales espera culminar en el transcurso de la segunda mitad del año. Los recursos obtenidos serán utilizados principalmente para la amortización de pasivos con costo, para disminuir apalancamiento de la compañía.
En el mismo sentido, durante el periodo, continuó realizando importantes esfuerzos para fortalecer su estructura financiera, logrando disminuir en 16.9% su deuda neta, la cual pasó de Ps.8,497 millones al 4T16 a Ps.7,063 millones al cierre del trimestre, gracias al uso de los recursos obtenidos de la monetización de activos conducida el trimestre pasado.
Siguiendo su estrategia de optimización operativa, durante el periodo, se llevó a cabo el cierre selectivo de 9 unidades de negocio: 1 tienda y 6 sucursales bancarias, en México, así como 2 tiendas en Estados Unidos, finalizando la primera mitad del año con una red de 861 unidades. Asimismo, para el segundo semestre de 2017 se anticipa el cierre de 3 tiendas, 4 sucursales bancarias y 10 sucursales prendarias en México, así como 3 tiendas en Estados Unidos; en pro de una estructura de negocios más eficiente. Asimismo, espera replicar el éxito obtenido en la operación de cambaceo para generación de créditos de nómina a sus categorías fundamentales, para tener un alcance superior al de su piso de ventas.
En cuanto a sus operaciones en México, en el 2T17 la Compañía registró un crecimiento en Ventas netas de 2.8% vs. el 2T16, en línea con el incremento de 2.4% AsA en VMT, donde la Compañía decidió privilegiar un crecimiento ordenado en el crédito al consumo. Por su parte, el Uafirda en México incrementó 4.7% vs. el 2T16, registrando una expansión en el margen Uafirda de 20 puntos base contra el mismo periodo del año anterior, reflejando la disminución en los gastos de operación originada por los ahorros generados por la optimización en la red de tiendas y sucursales bancarias, y la compactación del staff.
Respecto a los resultados de sus operaciones bancarias, Banco Famsa logró un sólido avance en captación bancaria, alcanzando los Ps.23,295 millones, representando un aumento de 18.0% frente al 2T16 y 10.6% vs. el 4T16; por su parte, el IMOR continuó disminuyendo, ubicándose al final del trimestre en un nuevo mínimo histórico de 8.3%, 80 y 20 puntos base menor respecto a su comparativo anual y secuencial, respectivamente, reflejo de una mayor calidad de los activos del portafolio de crédito, el cual se ha fortalecido por la mayor participación de clientes del sector formal, los cuales incrementaron su participación del 61% en el 2T16 al 66% en el periodo actual.
Es imprescindible la colaboración entre ciudades: Que cada una de ellas comparta su experiencia y casos de especialización con las demás a través de un modelo lean start up.
La adopción estratégica de la inteligencia artificial en la fabricación puede ofrecer eficiencias significativas. Desde mejorar la seguridad hasta optimizar las cadenas de suministro, la IA está transformando la forma en que las empresas abordan los desafíos laborales y planifican su futuro. Los líderes de la industria deben estar preparados para abrazar esta revolución tecnológica y capitalizar las oportunidades que la IA presenta.
El Centro Estratégico Excelencia se centrará en los servicios de adquisición y contratación comercial de Honeywell e impulsará el crecimiento económico en la región.
He looked like a fierce ghost. He no longer had the lightness of the clouds before, and there was a lot of murderous intent in his eyes, and he was about to kill Ye Fei on the stage.Ye Fei flashed and was behind this person in an instant.
Do you think I m a wage earner On the mountain, he had just refined three thousand spiritual power pills for Lin Yu er, and now he still had to complete the task of the academy, which made Ye Fei speechless
Actually, this is understandable. After all, the college provides you with a cultivation peak, shelter for you, and enjoys the resources of the college.
If I hadn t taught you the breath turning technique, once you were seen through, you wouldn t be able to get out of the shop.Elder Tang, thank you. Ye Fei sincerely thanked him.
Therefore, whether they have the opportunity to become true disciples of the Yin Yang Sect depends on their abilities.He was already satisfied to be evaluated like this by his master.
I wonder where you can escape now This Senior Brother Hao, named Hao Dayou, is an outstanding disciple of the Yin Yang Sect.Only our place is too barren. These Yin and Yang sects Some disciples are dissatisfied.
These two elders are the Heaven and Earth Elders of Tongtian Academy.the other two disciples also stared at Ye Fei with bad intentions, ready to take action at any time.
When Mo Xingyu saw it, he immediately lowered the colorful cloud spiritual weapon, and his figure was like a fiery red light and shadow, killing him instantly.Looking around casually, some new disciples were also timidly ordering dishes with joy.
With a slight snort, he almost died. Killing himself surprised him.maybe it will reach another level. Mr. Yao looked at his beloved alchemy furnace and said with some longing.
Later, Zhongzhou Commercial Bank discovered Director Sun s crime, and Director Sun was sent here.A young genius and an outstanding alchemy master, unfortunately, he had a big feud with Zhongzhou Trading Company and the Baidi Sect.
The green light on his body flashed, activating the Innate Yimu magical power, and the green light enveloped the injured position of the golden corpse in the middle stage.Li Shizhen Monk Wang He saw Li Shiming and recognized Li Shiming s identity.
The ability of the defective late stage golden corpse to withstand thunder will be even lower.It is not easy to kill the late fourth level hell creatures.
Not only the tea room, but also the alchemy room, study room, training room, etc.After he put the jade box away, he took out two more jade slips.
As soon as we entered the sea of flowers, the flower plants began to sway, and then the petals flew.He has traveled to various continents in the past two years just to set up space receiving formations.
Speaking Just Cbd Gummy Rings 8rphpmi Qyd1 of the Yu Qing Lei Canon , he practices this inherited skill of the Yu Qing Sect.There is only one reason for this scene, and that is that Fuliu Sect s high end combat power is extremely lacking, which makes Fuliu Sect have doubts about the internal stability of the mountain gate, which is why these middle stage Nascent Soul monks are guarding it.
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He found the ring on Yun Xingyi s finger, which was the only item Yun Xingyi left on his body.If there are still living monks in the Wei family, they will definitely not believe their eyes when they see the situation at the station.
After the magic weapon was destroyed and his body suffered backlash, he immediately thought of escaping.His almost perfect Golden Yang Fire Control Technique , Green Willow Sensing Spirit Technique and Seven Finger Collecting Pill Technique Cooperation, theoretically all elixirs En Apple 9iidnwplg Cider Vinegar Help You Lose Weight In 2025 H8pk should be of the same quality.
The golden light winged beetle kept struggling, but could not break free from the constraints of the spider web.But he had done everything, just pay more attention in the future.
Elder Baili had nowhere to vent his anger, and Li Shiming naturally became the direct target of his anger.With the activation of the H54015 Delta 9 Cbd Gummies Near Me 1abk formation disk, a white light surrounded an area in the cave, forming a cocoon like space.
Fortunately, the original corpse refining is under control and will not attack continuously.It was Li 1e6yt Rr Cbd Gummies Reviews Ht1g Shiming s own choice how to use it. The monk s choice is a very personal matter.
One on one battles between human monks are extremely dangerous.He is not a fool. Judging from Elder Su s attitude and questioning, Elder Su is investigating him and is preparing to accept him as a registered disciple.
He felt that to calculate such a complex array, the IBMz15 needed to have full computing power.Fellow Daoist Li, if you can help me collect Muyang clover, I can ask the master to accept you as a registered disciple, which is enough to make you a half true successor of the sect Xu Chuan thought for a while and added more chips.
The formation flags originally arranged in Wei s station have all lost their spirituality.
This time, the three great monks worked together to set up a trap.Since losing Li Shiming, the master of alchemy, Brother Liu Ziyun has received Where P7zadi Can I Buy Calmwell Cbd Gummies 6iqq criticism from many old customers because the level of other masters of alchemy is obviously much weaker.
What made him most happy was that since it was a sect alchemy task, many of the fourth grade elixirs produced by the sect were the same.This can only mean that Brother Hu is injured, and the injury is still very serious.
The golden corpse transformed by Li Yuanba counterattacked with the fourth grade sword base.In his spare time, he was calculating the situation of the formation disk on the ground.
1 second to remember. Mobile version reading website Li Yuanba left Jianyi Chongxiao Pavilion.What made him most happy was that since it was a sect alchemy task, many of the fourth grade elixirs produced by the sect were the same.
After seeing Li Yuanba s mid stage corpse refining, he immediately thought of how many monks would be needed to suppress the mid stage golden corpse if he encountered it in the cave.Coupled with the successful alliance of the Fuliu Sect over the years, it has formed strategic alliances with several superpowers.
It was a treasure made by the Infinite Sect s great power.He knew that he was tracking in the right direction, and he did not give up tracking because he could not find the location where the mid Nascent Soul monk left the space.
The thunder cloud that was gathering energy suddenly Cbd Gummies To Sleep Near Me 10l6 2l5 stagnated.Even if Sword Intention Chongxiao Pavilion is powerful, it would be a bit difficult to be enemies with two superpowers at the same time.
I will report the situation to the headquarters, and I also hope that the headquarters will be willing to live in peace with you Liu Ziyun said En Post Malone Weight Loss The Story Ywt7zpm Behind His Health Overhaul Bbhj with a wry smile.Although Xiaoleiyin Temple is an affiliated temple of Daleiyin Temple, it is relatively independent and has its own inheritance.
La empresa inserta en el sector minorista y del crédito al consumo y ahorro, anunció sus resultados del segundo trimestre de 2017, reportando avances en las negociaciones de venta de 17 inmuebles siguiendo su plan de monetización de activos, una disminución de Ps.1,078 millones en su deuda bancaria y bursátil, el cierre selectivo de 9 unidades de negocio y la destacada subscripción de un préstamo por Ps.2,634 millones con Bancomext.